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104 Church St, Long Beach, MS, 39560

2beds
1baths
506sqft
$60,000
$119price/sqft
$590/moest. monthly cost
$23,600/yrincome needed

About This Home

Great investment Opportunity! With R2 zoning this little home is located 1 block north of Railroad St. and just 4 blocks to the water front! A scenic 5 mile drive down the beach lands you in downtown Gulfport. This 2 bedroom 1 bath home has great potential. The lot is approximately 10,000 sqft or .25 acres. Complete renovation needed or tear down. Sold ''AS IS''.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

9/10
Long Beach Middle SchoolGrades 7-81.5 mi
9/10

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Piers
  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Other

Heating

  • Heating features: Forced air,Electric

Interior Area

  • Total interior livable area: 506 sqft

Property

Details

  • Parcel number: 0612E01037000

Features

  • Exterior features: Shingle,Wood,Wood products
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 10,000 sqft

Parking

  • Total spaces: 5
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$66$792
Property Taxes $29$348
Electricity $192$2,304
Total$590$7,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,228/yr
40% on housing$17,700/yr
45% on housing$15,733/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 39560$152
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39560$142
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Listed for sale$60,000
2016-10-18Sold--

For Sale by Owner

AgentProperty Owner

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