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12682 Amory Ave, Biloxi, MS, 39532

3beds
3baths
2,650sqft
$385,000
$145price/sqft
$2,755/moest. monthly cost
$110,200/yrincome needed

About This Home

Step into timeless Southern charm in this beautifully designed home nestled in The Village at Tradition. Enjoy a spacious ground-floor master suite, granite countertops throughout, and a chef-inspired kitchen featuring a warm pine ceiling, stainless steel appliances, and a wet bar perfect for entertaining family and friends. Relax on your porch, stroll through tree-lined streets, or take advantage of Tradition's resort-style amenities—all just steps from your front door. With a two-car garage, thoughtful details, and a welcoming neighborhood atmosphere, this home perfectly blends comfort, convenience, and community living.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2014

Materials

  • Foundation: Chainwall
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bar,Breakfast Bar,Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Primary Downstairs,Smart Thermostat,Sound System,Stone Counters,Storage,Tray Ceiling(s),Walk-In Closet(s),Wet Bar,Wired for Data,Wired for Sound
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Multi Units

Interior Area

  • Total structure area: 2,650
  • Total interior livable area: 2,650 sqft

Property

Details

  • Parcel number: 090426017.098
  • Zoning description: General Residential

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Front Porch,Patio,Porch,Side Porch
  • Exterior features: Garden,Lighting,Private Entrance
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 4,356 sqft
  • Features: Landscaped,Views,Zero Lot Line
  • Lot size dimensions: 35 x 120 x 35 x 120

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage Door Opener,Garage Faces Rear,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$374$4,488
Property Taxes $189$2,268
Electricity $246$2,956
Total$2,755$33,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,457/yr
40% on housing$82,650/yr
45% on housing$73,466/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 39532$167
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39532$145
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$410,000
2026-04-10Price change$420,000
2026-03-06Price change$425,900
2026-02-23Price change$429,900
2026-02-06Price change$437,500
2026-01-14Price change$440,000
2025-12-29Price change$450,000
2025-12-02Price change$474,000
2025-11-12Price change$480,000
2025-10-31Listed for sale$485,000
2020-07-01Sold--
2020-03-29Listed for sale$329,000
2018-12-07Sold--
2018-08-13Price change$315,000
2018-08-03Listed for sale$325,000
2018-06-29Listing removed$329,900
2018-05-22Listed for sale$329,900
2014-01-17Sold--

For Sale by Agent

AgentLauren Drummond
BrokerageMarcellus Real Estate, LLC

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