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1908 Courtney Ln, Biloxi, MS, 39532

5beds
4baths
3,478sqft
$998,500
$287price/sqft
$6,832/moest. monthly cost
$273,280/yrincome needed

About This Home

Beautiful Custom Home in Lauren Falls new on the market! With a gorgeous view of the water. Brick archways, wood flooring, detailed trim throughout, Open concept floor plan. Two bedrooms downstairs, two bedrooms upstairs, den upstairs will all new bathroom. Separate entry to a guest suite with full bath. Gorgeous back yard has a beautiful swimming pool with lounge area and screen porch with deck overlooking the pool and water view. Large brick fence with extremely large lot. Call today to view this gorgeous home.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
8/10
9/10
Biloxi High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick Veneer,Masonry,Solid Masonry

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Self Cleaning Oven,Stainless Steel Appliance(s),Washer/Dryer,Wine Refrigerator,Other,See Remarks
  • Laundry features: In Hall,Inside,Laundry Room,Lower Level,Main Level

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Den

  • Level: Second

Dining Room

  • Level: First

Features

  • Breakfast Bar,Cathedral Ceiling(s),Ceiling Fan(s),Crown Molding,Double Vanity,Entrance Foyer,Granite Counters,High Ceilings,High Speed Internet,Open Floorplan,Primary Downstairs,Recessed Lighting,Special Wiring,Walk-In Closet(s)
  • Window features: Blinds,Double Pane Windows,Drapes
  • Flooring: Carpet,Hardwood
  • Fireplace features: Living Room,Masonry,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,478
  • Total interior livable area: 3,478 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1208n01023.006
  • Zoning description: Single Family Residential

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Fenced,In Ground,Outdoor Pool,Salt Water
  • Patio & porch: Deck,Rear Porch,Screened
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Front Yard,Stone,Wood,Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Bay

Lot

  • Lot size: 10,454 sqft
  • Features: City Lot,Corner Lot,Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage Door Opener,Garage Faces Front,Direct Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,048$60,576
Home Insurance *$971$11,652
Property Taxes $490$5,880
Electricity $323$3,880
Total$6,832$81,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,240/yr
40% on housing$204,960/yr
45% on housing$182,186/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 39532$164
Harrison County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 39532$145
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$998,500

For Sale by Agent

AgentSherry L Owen
BrokerageOwen & Co., LLC

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