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About This Home

Assumable VA loan at interest rate of 4.75%... Check out this stunning 5 bedroom, 3.5 bathroom home. Perfectly situated close to shopping, dining, and entertainment options. Just a short drive to Keesler Air Force Base and the VA. Spacious Upstairs area . RV Hookup in the backyard. Located In the award-wining Biloxi School District. Don't miss your chance to make this beautiful property your new home:)

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Getting Around

Car-Dependent

Very Limited Transit

Somewhat Bikeable

Schools

4/10

Popps Ferry Elementary SchoolGrades K-40.7 mi

8/10

Biloxi Junior High SchoolGrades 7-81.7 mi

9/10

Biloxi High SchoolGrades 9-121.8 mi

Construction

Condition

Property condition: Move In Ready
Year built: 2013

Materials

Foundation: Slab
Roof: Architectural Shingles
Construction materials: Brick

Type & Style

Home type: SingleFamily
Property subType: Residential,Single Family Residence

Interior

Appliances

Appliances included: Disposal,Free-Standing Gas Oven,Refrigerator

Bedrooms & Bathrooms

Bedrooms: 5
Bathrooms: 4
Full bathrooms: 3
1/2 bathrooms: 1

Heating & Cooling

Heating features: Electric
Cooling features: Central Air

Interior Area

Total structure area: 2,423
Total interior livable area: 2,423 sqft

Property

Details

Parcel number: 1210d04025.055

Features

Levels: Two
Stories: 2
Exterior features: Covered Courtyard,RV Hookup

Lot

Lot size: 0.25 Acres

Parking

Total spaces: 4
Parking features: Driveway,Garage Door Opener,Garage Faces Side
Has garage: Yes
Attached garage spaces: 2
Covered spaces: 2
Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

HurricaneRelatively High
Coastal FloodingModerate
Cold WaveModerate
Heat WaveModerate
LightningModerate
TornadoModerate
TsunamiInsufficient Data

How This Home’s Risks Compare

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm

Straight Line Winds

Tornado

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$1,820	$21,840
Home Insurance *	$584	$7,008
Property Taxes	$177	$2,124
Electricity	$225	$2,703
Total	$2,806	$33,672

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$112,240/yr

35% on housing$96,205/yr

40% on housing$84,180/yr

45% on housing$74,826/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered

Hail

Wind

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Mississippi Residential Property Insurance Underwriting Association

Covered

Wildfire

Hail

Wind

Visit Website →

Current Policies

Residential: 2,237Commercial: -4

Total Premiums$1.77M

Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%

9.3%

0%30.0%

Electricity Growth Rate10-year average: 4.2%

4.2%

0%15.0%

Property Taxes Growth Rate2-year average: 3.1%

3.1%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 39531$164

Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39531$127