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19601 N Route V, Sturgeon, MO, 65284

4beds
3baths
2,836sqft
$925,000
$326price/sqft
$6,223/moest. monthly cost
$248,920/yrincome needed

About This Home

Private lakeside retreat on 29.61± acres! This 4-bed ranch home on basement offers stunning views of a large lake, with approximately 2/3 the lake included in the property. Enjoy a private dock, lakeside viewing deck, and a large covered porch overlooking the water. The vaulted living room features custom hickory built-ins expansive windows that capture lake views and wildlife. Custom kitchen with locally built hickory cabinetry! Also enjoy a formal dining room, breakfast room, and four-seasons room, & office. Outdoor amenities include trails throughout the property and a composite/aluminum deck surrounding a hot tub. A separate shop with living quarters provides flexibility for guests or hobbies. Solar panels and an EV charging hookup add modern efficiency to this one-of-a-kind property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
7/10
Sturgeon Middle SchoolGrades 6-84.0 mi
5/10
Sturgeon High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Disposal,Dishwasher
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11 x 11

Bedroom3

  • Level: Main
  • Area: 133.2
  • Dimensions: 12 x 11.1

Bedroom4

  • Level: Lower
  • Area: 192.78
  • Dimensions: 15.3 x 12.6

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: Main

Dining Room

  • Level: Main
  • Area: 123.2
  • Dimensions: 11.2 x 11

Family Room

  • Level: Lower
  • Area: 481.38
  • Dimensions: 22.6 x 21.3

Features

  • High Speed Internet,Tub/Shower,Stand AloneShwr/MBR,Walk-In Closet(s),Breakfast Room,Formal Dining,Cabinets-Custom Blt,Granite Counters,Wood Cabinets
  • Flooring: Wood,Tile
  • Fireplace features: Basement,Free Standing
  • Fireplace: Yes
  • Finished area below ground: 720

Full Bathroom

  • Level: Main
  • Area: 88.2
  • Dimensions: 9.8 x 9

Full Bathroom

  • Level: Main
  • Area: 53.55
  • Dimensions: 8.5 x 6.3

Garage

  • Level: Main
  • Area: 493.5
  • Dimensions: 21 x 23.5

Half Bathroom

  • Level: Main
  • Area: 35
  • Dimensions: 5 x 7

Heating & Cooling

  • Heating features: Solar,Forced Air,Propane
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 2,836
  • Total interior livable area: 2,836 sqft

Kitchen

  • Level: Main
  • Area: 155.44
  • Dimensions: 13.4 x 11.6

Living Room

  • Level: Main
  • Area: 423.7
  • Dimensions: 22.3 x 19

Master Bedroom

  • Level: Main
  • Area: 187.2
  • Dimensions: 14.4 x 13

Office

  • Level: Main
  • Area: 127.68
  • Dimensions: 11.4 x 11.2

Other

  • Level: Upper
  • Area: 1169.97
  • Dimensions: 66.1 x 17.7

Other

  • Level: Main
  • Area: 222.94
  • Dimensions: 15.7 x 14.2

Other

  • Level: Main
  • Area: 369.9
  • Dimensions: 27 x 13.7

Sunroom

  • Level: Main
  • Area: 157.55
  • Dimensions: 13.7 x 11.5

Utility Room

  • Level: Lower
  • Area: 50
  • Dimensions: 10 x 5

Property

Details

  • Parcel number: 0370029000010001 & 0370029000010201
  • Zoning description: A-2 Agriculture- (Res)

Features

  • Patio & porch: Covered,Concrete,Back,Deck,Rear Porch
  • Residential vegetation: Heavily Wooded,Partially Wooded

Lot

  • Lot size: 29.61 Acres
  • Features: Wooded,Near Trail(s),Cleared,Level,No Crops,Rolling Slope

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$698$8,376
Property Taxes $632$7,584
Electricity $216$2,598
Total$6,223$74,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,360/yr
40% on housing$186,690/yr
45% on housing$165,946/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 65284$232
Boone County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 65284$198
Boone County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$925,000
2026-06-26Listed for sale$950,000

For Sale by Agent

AgentScott S. Heck
BrokerageREMAX Boone Realty

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