11138 W River Rd, Champlin, MN, 55316
About This Home
Riverfront Opportunity on the Mississippi! Set on a 0.72-acre flat lot with more than 100 feet of shoreline along the Mississippi River, this one-of-a-kind property offers exceptional privacy, mature trees, and endless potential in one of Champlin's most desirable riverfront settings. Whether you're searching for a peaceful weekend retreat, a low-maintenance cabin alternative close to the Twin Cities, or the ideal location to build your forever home, this property delivers a truly unique opportunity. The existing home features vaulted ceilings, expansive windows that bring the outdoors in, and a spacious wrap-around deck perfect for entertaining or relaxing while taking in the tranquil wooded surroundings. Tucked away from the road and surrounded by nature, the setting feels worlds away while remaining conveniently close to everyday amenities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Roof: Age Over 8 Years,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dryer,Electric Water Heater,Range,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: None
Bathroom
- Level: Main
- Area: 78
- Dimensions: 6.5 x 12
Bedroom
- Level: Main
- Area: 247
- Dimensions: 13 x 19
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- 3/4 bathrooms: 1
Deck
- Level: Main
- Area: 498.75
- Dimensions: 17.5 x 28.5
Family Room
- Level: Main
- Area: 218.5
- Dimensions: 11.5 x 19
Features
- Finished area below ground: 0
- Finished area above ground: 1,194
Garage
- Level: Main
- Area: 341
- Dimensions: 15.5 x 22
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,194
- Total interior livable area: 1,194 sqft
Kitchen
- Level: Main
- Area: 150
- Dimensions: 12 x 12.5
Living Room
- Level: Main
- Area: 365.5
- Dimensions: 17 x 21.5
Property
Accessibility
- Accessibility features: No Stairs Internal
Details
- Parcel number: 3312021410011
- Zoning description: Lot,Shoreline,Residential-Single Family
- Foundation area: 1194
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Deck,Wrap Around
- Fencing: Privacy,Wood
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterfront features: River Front
- Frontage length: Water Frontage: 103
Lot
- Lot size: 0.72 Acres
- Features: Accessible Shoreline,Tree Coverage - Heavy
- Lot size dimensions: 128 x 245 x 103 x 251
Parking
- Total spaces: 1
- Parking features: Attached,Gravel,Electric,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Tornado
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Hennepin County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $292 | $3,504 |
| Property Taxes | $433 | $5,196 |
| Electricity | $170 | $2,050 |
| Total | $3,170 | $38,040 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Price change | $450,000 |
| 2026-06-11 | Listed for sale | $475,000 |
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