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47 Pinnacle Dr, Spring Lake, NC, 28390

5beds
3baths
3,600sqft
$527,788
$147price/sqft
$3,648/moest. monthly cost
$145,920/yrincome needed

About This Home

Positioned within one of the most coveted neighborhoods in Spring Lake, 47 Pinnacle Drive is located inside the gated community of Anderson Creek Crossing, offering space, flexibility, and quiet comfort in a thoughtfully designed home that adapts to the way you live. With a short, easy commute to Fort Bragg, the location is especially convenient for military households or anyone who values quick access to town while returning home to a more relaxed, private setting. The first level welcomes you with an open-concept living area that flows naturally between the kitchen, dining, and gathering spaces. The layout feels connected without ever feeling crowded. A formal dining room offers versatility and can easily function as a private office, study, or den. A guest suite with a full bath on the main floor adds flexibility for visitors or multi-generational living, creating a home that works as comfortably for everyday life as it does for hosting. Upstairs, the owner’s suite serves as a calm retreat, complete with a spacious walk-in closet and a private bath featuring dual vanities and a large shower. Two additional bedrooms, an oversized laundry room provide both comfort and practicality. A bonus room with a closet offers the option of a fifth bedroom or media space, while a finished third floor creates even more flexibility for a playroom, gym, or private retreat. Beyond your front door, residents enjoy gated access and a full collection of amenities, including a clubhouse, fitness center, pool, basketball courts, playgrounds, scenic green space, and additional offerings through Anderson Creek Club. Well planned. Well located. Effortlessly livable.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
Overhills ElementaryGrades PK-51.7 mi
3/10
Overhills MiddleGrades 6-81.5 mi
3/10
Overhills High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 2018

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Three Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range
  • Laundry features: Washer Hookup,Dryer Hookup,Upper Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Attic,Breakfast Area,Tray Ceiling(s),Ceiling Fan(s),Dining Area,Coffered Ceiling(s),Separate/Formal Dining Room,Double Vanity,Entrance Foyer,Eat-in Kitchen,Granite Counters,Garden Tub/Roman Tub,High Speed Internet,In-Law Floorplan,Kitchen Island,Separate Shower,Tub Shower,Walk-In Closet(s),Window Treatments
  • Window features: Blinds
  • Flooring: Hardwood,Laminate,Tile,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas,Gas Log,Vented
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,600 sqft

Property

Details

  • Parcel number: 0505739093.000
  • Zoning description: PND - Planned Neighborhood
  • Special condition: None
  • Exclusions: -None

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Rear Porch,Covered,Front Porch,Patio,Porch
  • Exterior features: Fence,Porch,Propane Tank - Leased,Patio
  • Fencing: Yard Fenced
  • Topography of land: Level
  • Living area range: 3501-4000

Lot

  • Features: 1/4 to 1/2 Acre Lot,Level,Pond on Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters in Harnett County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,668$32,016
Home Insurance *$318$3,816
Property Taxes $327$3,924
Electricity $335$4,023
Total$3,648$43,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,074/yr
40% on housing$109,440/yr
45% on housing$97,280/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 28390$139
Harnett County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 28390$148
Harnett County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-10Listed for sale$537,788
2021-10-11Sold$395,000
2021-09-09Pending sale$389,900
2021-09-06Listed for sale$389,900
2018-10-01Sold$309,740
2018-09-10Pending sale$309,740
2018-08-29Price change$309,740
2018-06-07Price change$304,740
2018-05-23Listed for sale$304,056

For Sale by Agent

AgentGRAY HERNANDEZ
BrokerageERA STROTHER REAL ESTATE

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