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108 Forest Island Ave, Smithfield, NC, 27577

3beds
2baths
1,301sqft
$299,900
$231price/sqft
$1,999/moest. monthly cost
$79,960/yrincome needed

About This Home

Move-In Ready with a Huge Sunroom & Possible 100% Financing for Qualified Buyers! Welcome home to this beautifully maintained 3-bedroom, 2-bath home offering the perfect combination of comfort, functionality, and everyday living. From the inviting curb appeal and mature landscaping to the spacious interior, this home is ready for its next owner. The heart of the home features a welcoming family room that flows seamlessly into the kitchen and dining area, creating an open layout that's perfect for entertaining, family gatherings, or relaxing at the end of the day. One of the home's standout features is the expansive screen porch—an ideal space for morning coffee, reading, hobbies, entertaining guests, or simply enjoying the view year-round. Additional features include a separate laundry room for added convenience and a detached storage building that provides plenty of room for tools, lawn equipment, seasonal décor, or a workshop. Outside, you'll love the beautifully landscaped yard that offers both charm and curb appeal while creating a welcoming outdoor setting. Home Highlights: • $299,900 • 3 Bedrooms | 2 Full Bathrooms • Huge Screen Porch • Open Family Room, Kitchen & Dining Area • Separate Laundry Room • Detached Storage Building • Beautifully Landscaped Yard • Convenient location with easy access to shopping, dining, schools, and major highways • Ask about possible 100% financing for qualified buyers! This home offers the space, comfort, and value today's buyers are looking for. Don't miss your opportunity to make 108 Forest Island Avenue your new address. **Schedule your private showing today before this beautiful home is gone

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
Wilson's Mills ElementaryGrades PK-51.4 mi
6/10
Smithfield MiddleGrades 6-83.2 mi
3/10
Smithfield-Selma HighGrades 9-123.1 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Plumbed For Ice Maker,Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bathtub/Shower Combination,Ceiling Fan(s),Eat-in Kitchen,High Speed Internet,Master Downstairs,Walk-In Closet(s)
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,301

Heating & Cooling

  • Heating features: None
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,301
  • Total interior livable area: 1,301 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 17K08032K
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio,Screened
  • Exterior features: Private Yard,Rain Gutters
  • Has view: Yes

Lot

  • Lot size: 0.40 Acres
  • Features: Back Yard,Cleared,Few Trees,Front Yard,Landscaped

Parking

  • Total spaces: 6
  • Parking features: Concrete
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Lightning
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$129$1,548
Property Taxes $154$1,848
Electricity $200$2,405
Total$1,999$23,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,537/yr
40% on housing$59,970/yr
45% on housing$53,306/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 27577$144
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27577$172
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listed for sale$299,900
2019-01-31Sold$149,900
2018-12-27Pending sale$149,900
2018-12-10Price change$149,900
2018-12-08Listed for sale$143,900

For Sale by Agent

AgentErica Banks
BrokerageHomeTowne Realty

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