2305 Garfield Ave, Minneapolis, MN, 55405
About This Home
Nestled on a mature tree-lined street in Whittier, this 1905 up/down duplex sits moments from Lake of the Isles, the Walker Art Center, The Wedge Co-op, Spyhouse Coffee, and The Leaning Tower of Pizza. The kind of charm you can't fake, and a location with perks. This is the perfect opportunity for an owner-occupant just getting in the game, someone wanting to offset their mortgage, or an investor ready to add a turnkey duplex to their portfolio. Here's what makes it easy: separate boilers, separate electric, separate hot water heaters. Tenants pay their own gas and electric. You handle water, sewer, and trash. Sewer line recently cleaned and in good condition. Off-street parking, fenced yard, shared laundry in the basement. Live in one, rent the other. Rent both and let it pay for itself. House hack your way into something you actually own. However you use it, the math works and the options are real.
Getting Around
Walker's Paradise
Good Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1905
Materials
- Roof: Age 8 Years or Less,Asphalt
Type & Style
- Home type: MultiFamily
- Property subType: Duplex Up and Down
Interior
Appliances
- Laundry features: In Basement,Common Area
Basement
- Has basement: Yes
- Basement: Daylight,Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 1,585
Heating
- Heating features: Hot Water
Interior Area
- Total structure area: 2,487
- Total interior livable area: 1,585 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 3402924220172
- Zoning description: Residential-Multi-Family
- Foundation area: 772
Features
- Levels: More Than 2 Stories
- Patio & porch: Front Porch,Patio
- Fencing: Full,Wood
- Topography of land: Level
Lot
- Lot size: 5,227 sqft
- Features: Tree Coverage - Light
- Lot size dimensions: 128 x 40
Parking
- Parking features: Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Hennepin County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $282 | $3,384 |
| Property Taxes | $597 | $7,164 |
| Electricity | $170 | $2,050 |
| Total | $3,071 | $36,852 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $374,900 |
| 2026-05-16 | Listed for sale | $399,900 |
| 2020-12-21 | Sold | $375,000 |
| 2020-11-19 | Pending sale | $375,000 |
| 2020-10-23 | Listed for sale | $375,000 |
| 2010-06-24 | Listing removed | $274,900 |
| 2010-04-25 | Listed for sale | $274,900 |
| 2005-06-29 | Sold | $264,900 |
| 2003-08-14 | Sold | $232,500 |
| 2002-07-17 | Sold | $172,500 |
For Sale by Agent
View on Zillow