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2727 Harriet Ave, Minneapolis, MN, 55408

4beds
2baths
2,238sqft
$424,900
$190price/sqft
$3,304/moest. monthly cost
$132,160/yrincome needed

About This Home

This well-maintained duplex is located in the heart of the Whittier and Uptown communities on a leafy, well-kept block. the Property is close to public transportation, restaurants, and retail establishments. The front port was completely rebuilt in early 2021. Hardwood floors are located throughout both units. The upper level has a three-season sunroom in the rear and three-season porch in the front. The lower unit has a three-season sunroom in the rear and open porch in the front. The forced air furnace for the upper unit and hot water boiler for the lower unit are both higher-efficiency and installed four years ago. The central air in the lower unit and the mini-split cooling unit were both installed in summer 2021. This duplex also offers off-street parking and vinyl thermal pane energy-efficient windows. The roof and gutters were installed in December 2023. this is a very strong renal location. The current longtime owner has not had a vacancy in either unit for decades. This property would be excellent for an investment or owner-occupant situation.

Getting Around

90
WalkingWalker's Paradise
65
TransitGood Transit
95
BikeBiker's Paradise

Schools

2/10
Whittier InternationalGrades PK-50.2 mi
--
Andersen CommunityGrades PK-81.3 mi
6/10
South Senior High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex Up and Down

Interior

Basement

  • Has basement: Yes
  • Basement: Shared Access,Storage Space,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,238

Heating

  • Heating features: Boiler,Ductless Mini-Split,Forced Air

Interior Area

  • Total structure area: 3,351
  • Total interior livable area: 2,238 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3402924320191
  • Zoning description: Residential-Multi-Family
  • Foundation area: 1313

Features

  • Levels: Two

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 38 x 134

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$324$3,888
Property Taxes $644$7,728
Electricity $188$2,265
Total$3,304$39,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,280/yr
40% on housing$99,120/yr
45% on housing$88,106/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 55408$163
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55408$255
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$424,900
2024-07-14Listing removed--
2024-07-01Price change$1,349
2024-06-20Listed for rent$1,397
2024-06-10Listing removed--
2024-05-31Price change$1,397
2024-05-14Listed for rent$1,450
2022-08-15Listing removed--
2022-07-12Price change$449,900
2022-06-22Listed for sale$459,900
2022-05-07Listing removed--
2022-04-29Price change$1,395
2022-04-26Price change$1,435
2022-04-16Price change$1,495
2022-04-11Listed for rent$1,535
2021-02-23Listing removed--
2020-04-15Listing removed$1,250
2020-04-10Listed for rent$1,250
2017-07-20Listing removed$1,275
2017-07-16Listed for rent$1,275
2014-12-10Listing removed$995
2014-12-07Price change$995
2014-11-18Price change$925
2014-11-08Price change$995
2014-11-01Listed for rent$1,025

For Sale by Agent

AgentNewton A Kirby
BrokerageEntheos Commercial Realty, LLC

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