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4249 NW 86th St, Topeka, KS, 66618

5beds
4baths
4,665sqft
$825,000
$177price/sqft
$6,024/moest. monthly cost
$240,960/yrincome needed

About This Home

EXTRAORDINARY UTILITY SAVINGS & 3.5% VA LOAN ON NEARLY 19 ACRES! Steel-reinforced Insulated Concrete Form (ICF) construction means this massive 4,665 sq ft fortress cuts standard energy costs by up to 50%+ with a verified average electric bill of just $136/mo & under 500 gallons of propane used annually! Unbeatable views with desired privacy inside and out. Perfect for multi-generational living or executive remote work, the zoned traditional layout features 2 complete Master Suites, 2 Laundry Rooms, 2 Living Rooms, Large flex room, 5 Bedrooms (opt for 6th), and 4 Full Baths. High-end counters pair with brand-new flooring across the main floor & completely finished walkout basement (lower level includes 2nd functional kitchen, minus range). An absolute entertainer’s dream outside: inground pool, 84’ Trex deck, and shaded patio below. Pristine 19 acres with income potential for hay crop. Features "driveway galore" leading to a massive 30x50 outbuilding/workshop. BONUS FOR VETERANS: Rare 3.5% VA Assumable Loan available to qualified buyers with full Substitution of Entitlement. Paved road just minutes to Capitol, medical centers, & KS National Guard HQ.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
20
BikeSomewhat Bikeable

Schools

6/10
Elmont Elementary SchoolGrades K-62.8 mi
6/10
Seaman Middle SchoolGrades 7-85.0 mi
6/10
Seaman High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Refrigerator,Disposal,Bar Fridge
  • Laundry features: Main Level,In Basement,Separate Room

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,Walk-Out Access,9'+ Walls

Bedroom2

  • Level: Main
  • Area: 124.25
  • Dimensions: 10' 6" x 11' 10"

Bedroom3

  • Level: Main
  • Area: 127.2083
  • Dimensions: 10' 9" x 11' 10"

Bedroom4

  • Level: Basement
  • Area: 276.0972
  • Dimensions: 17' 2" x 16' 1"

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: Main
  • Area: 190.1597
  • Dimensions: 11' 7" x 16' 5"

Family Room

  • Level: Basement
  • Area: 469.3333
  • Dimensions: 29' 4" x 16'

Features

  • Flooring: Ceramic Tile,Laminate,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Two,Wood Burning,Living Room,Basement,Electric
  • Fireplace: Yes
  • Finished area below ground: 2,300
  • Finished area above ground: 2,365

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,665
  • Total interior livable area: 4,665 sqft

Kitchen

  • Level: Main
  • Area: 149.0417
  • Dimensions: 12' 2" x 12' 3"

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 403.5417
  • Dimensions: 24' 10" x 16' 3"

Master Bedroom

  • Level: Main
  • Area: 448.0208
  • Dimensions: 13' 9" x 32' 7"

Other

  • Level: Basement
  • Area: 142.875
  • Dimensions: 10' 7" x 13' 6"

Recreation Room

  • Level: Lower
  • Area: 560.625
  • Dimensions: 34' 6" x 16' 3"

Property

Details

  • Parcel number: R2244
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Patio,Deck
  • Fencing: Fenced

Lot

  • Lot size: 18.62 Acres
  • Features: Wooded
  • Lot size dimensions: 18.62 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Detached,Extra Parking,Auto Garage Opener(s),Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Ice Storm
Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Kansas Counties

Flood
Snowstorm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$560$6,720
Property Taxes $921$11,052
Electricity $372$4,469
Total$6,024$72,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,537/yr
40% on housing$180,720/yr
45% on housing$160,640/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 66618$180
Shawnee County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 66618$147
Shawnee County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$825,000
2018-11-02Sold--
2018-09-05Price change$289,900
2018-08-22Listed for sale$320,000

For Sale by Agent

AgentDarin Stephens
BrokerageStone & Story RE Group, LLC

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