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10720 NW 86th St, Silver Lake, KS, 66539

4beds
3baths
3,037sqft
$800,000
$263price/sqft
$6,230/moest. monthly cost
$249,200/yrincome needed

About This Home

Welcome to a peaceful country retreat where space, scenery, and solid craftsmanship come together beautifully. This home has the kind of charm that is hard to find today. Throughout the home, you’ll find solid wood doors, large closets, and thoughtfully placed storage spaces. The home has been updated with new flooring in just about every room, making it move-in ready while still leaving room for the next owners to update and personalize over time. The character of the home remains, with warm 1970s charm and multiple fireplaces that create cozy gathering spaces. A stone fireplace on the main floor, a beautiful oversized brick fireplace with built-in wood storage on the lower level, and another brick fireplace in the basement. Go outside and experience the true beauty of this property. Sitting on 39 acres, this property offers a peaceful setting that is hard to describe until you are there to experience it yourself. From the back deck, enjoy views of the pond and the quiet countryside beyond. Wildlife is abundant, with deer, turkey, and other native animals often seen throughout the property. The land features a wonderful mix of natural beauty and usable ground, including hardwood and walnut trees, brome hay fields, and prairie hay on the north side of the creek. Peach and cherry trees are located on the east side of the pond, and a garden spot is already in place near the driveway for those ready to grow their own produce or flowers. Additional features include a gated entrance, blacktop road frontage, an older barn, rural water connection, and a well on the property. Located in the Silver Lake school district, this property offers the perfect blend of privacy, country living, and convenience. If you’ve been searching for a peaceful rural property with beautiful views, abundant wildlife, usable land, and a solid home full of character, this one is truly special. Some photos are virtually staged.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
7/10

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished

Bedroom2

  • Level: Upper
  • Area: 169
  • Dimensions: 13x13

Bedroom3

  • Level: Upper
  • Area: 169
  • Dimensions: 13x13

Bedroom4

  • Level: Lower
  • Area: 99
  • Dimensions: 9x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Family Room

  • Level: Lower

Features

  • Flooring: Laminate,Carpet
  • Number of fireplaces: 3
  • Fireplace features: Three,Living Room,Basement
  • Fireplace: Yes
  • Finished area below ground: 1,305
  • Finished area above ground: 1,732

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Gas

Interior Area

  • Total structure area: 3,037
  • Total interior livable area: 3,037 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Laundry

  • Level: Lower
  • Area: 45
  • Dimensions: 5x9

Living Room

  • Level: Main
  • Area: 288
  • Dimensions: 12x24

Master Bedroom

  • Level: Upper
  • Area: 195
  • Dimensions: 13x15

Recreation Room

  • Level: Basement

Property

Details

  • Parcel number: R3893
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Waterfront features: Pond/Creek

Lot

  • Lot size: 39 Acres
  • Features: Wooded

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Cold Wave
Drought
Strong Wind

FEMA Declared Disasters Across Kansas Counties

Flood
Snowstorm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$1,050$12,600
Property Taxes $893$10,716
Electricity $242$2,909
Total$6,230$74,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,600/yr
40% on housing$186,900/yr
45% on housing$166,133/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 66539$166
Shawnee County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 66539$95
Shawnee County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Listed for sale$800,000

For Sale by Agent

AgentVictoria Douglas
BrokerageBetter Homes and Gardens Real

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