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1320 N Archer Dr, Sioux Falls, SD, 57103

4beds
3baths
2,078sqft
$730,000
$351price/sqft
$5,433/moest. monthly cost
$217,320/yrincome needed

About This Home

Attention Investors! Rare opportunity and possible 10-31 investment opportunity to own two completely separate ranch walkout twin homes on one parcel at 1320 & 1322 N Archer Ave. Very hard to find 4 bedroom, 3 bath units with over 2,000 finished sq. ft. per side, built in 2019 by G & D Harr Construction with quality finishes and modern design throughout. Each unit features a spacious master bedroom with a walk-in closet and a 3/4 bath, a convenient main floor laundry, vaulted ceilings, birch cabinetry, and sliders leading to private decks. Walkout lower levels open to patios, creating additional living and entertaining space. Property also includes underground sprinklers, landscape edging, and rock for a clean, low-maintenance exterior. A strong long-term investment opportunity with newer construction, desirable layouts, and hard-to-find ranch walkout twin homes that continue to be in demand.

Getting Around

24
WalkingCar-Dependent
18
TransitMinimal Transit
13
BikeSomewhat Bikeable

Schools

3/10
3/10
5/10

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Composition
  • Construction materials: Hard Board

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Townhouse

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Master Bath
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 900
  • Finished area above ground: 1,178

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,078 sqft

Property

Details

  • Parcel number: 94687

Lot

  • Lot size: 9,600 sqft
  • Lot size dimensions: irreg

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Strong Wind
Winter Weather
Hail
Heat Wave

FEMA Declared Disasters in Minnehaha County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,691$44,292
Home Insurance $480$5,760
Property Taxes $1,104$13,248
Electricity $158$1,904
Total$5,433$65,196

Income You'd Need if You Spent...

35% on housing$186,274/yr
40% on housing$162,990/yr
45% on housing$144,880/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$351This listing

vs Other Active Listings

Avg $/sqft

ZIP 57103$144
Minnehaha County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 57103$160
Minnehaha County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-25Listed for sale$730,000
2026-02-01Listing removed$370,000
2025-04-16Listed for sale$370,000
2021-07-13Sold$270,000
2021-01-18Listing removed$259,900
2020-09-02Listed for sale$259,900
2020-07-31Sold$38,000
2019-07-22Listing removed$38,000
2018-05-01Listed for sale$38,000

For Sale by Agent

AgentJeff L Merrill
BrokerageeXp Realty - Elevated Sioux Falls

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