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3950 Oakmont Drive, Clearlake, CA, 95422

5beds
4baths
2,318sqft
$799,950
$345price/sqft
$5,859/moest. monthly cost
$234,360/yrincome needed

About This Home

One-of-a-kind lakefront home in desirable Monitor Cove with extraordinary views of Clear Lake and Mt. Konocti. This beautifully updated custom-built 5-bedroom, 3.5-bath home is ideal for generational living, a vacation retreat, or year-round lake living. Bright open floor plan designed for entertaining and creating lasting family memories, featuring expansive dual-pane windows with custom window coverings that capture stunning lake and mountain views throughout. All upstairs bedrooms offer lake views and open to a shared balconyperfect for relaxing, reading, or enjoying peaceful mornings by the water. The remodeled kitchen features modern finishes and updated flooring, creating a welcoming gathering space at the heart of the home. Approximately 2,350 sq. ft. of thoughtfully designed living space offers comfort and functionality. Property includes a detached two-car garage with workshop, fish sink, laundry area, and bathroom with stall shower and toilet (no sink). Enjoy true waterfront living with a private boat house and large dock, plus ample parking for boats and RVs. Clear Lake is world-famous for bass fishing and offers boating, swimming, hiking, and year-round outdoor recreation. Located about 3 hours north of the Bay Area and 2 hours from Sacramento International Airport, Lake County is known for clean air, dark night skies, and a welcoming small-town community. A rare opportunity to own a lakefront getaway.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

1/10
Pomo SchoolGrades K-72.4 mi
3/10
Lower Lake High SchoolGrades 8-126.5 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame,Wood,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Oven,Ice Maker,Microwave,Wine Refrigerator
  • Laundry features: In Garage

Basement

  • Basement: None

Bathroom

  • Features: Double Vanity
  • Level: Main,Upper

Bedroom

  • Level: Main,Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining/Family Combo
  • Level: Main

Family Room

  • Features: View
  • Level: Main

Features

  • Window features: Bay Window(s),Dual Pane Full,Window Coverings
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Fireplace(s)
  • Cooling features: See Remarks

Interior Area

  • Total structure area: 2,318
  • Total interior livable area: 2,318 sqft

Kitchen

  • Features: Quartz Counter
  • Level: Main

Master Bathroom

  • Features: Tub w/Shower Over

Master Bedroom

  • Features: Balcony,Walk-In Closet 2+
  • Level: Upper

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 037083290000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Chain Link,Full,See Remarks
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 8,847 sqft
  • Features: Sprinklers In Front,Corner Lot,See Remarks

Parking

  • Total spaces: 6
  • Parking features: 24'+ Deep Garage,Boat Storage,Detached,Garage Door Opener,RV Storage,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Volcanic Activity
Wildfire

FEMA Declared Disasters in Lake County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$457$5,484
Property Taxes $861$10,332
Electricity $497$5,964
Total$5,859$70,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,880/yr
40% on housing$175,770/yr
45% on housing$156,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 95422$139
Lake County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 95422$200
Lake County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$799,950
2026-03-16Price change$825,000
2026-02-24Listed for sale$875,000
2020-09-03Sold$620,000
2020-06-23Pending sale$625,000
2020-06-18Listed for sale$625,000

For Sale by Agent

AgentLeslie A Dopp-Manzone
BrokerageCompass

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