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140 S Potomac St, Hagerstown, MD, 21740

5beds
3baths
4,248sqft
$375,000
$88price/sqft
$2,856/moest. monthly cost
$114,240/yrincome needed

About This Home

Discover the timeless elegance and exceptional potential of this grand Colonial residence, ideally positioned to capture the best of downtown living. Previously used as an accounting firm/office. Offering an impressive 4,248 square feet, this stately home showcases remarkable architectural character rarely found today — from floor-to-ceiling and bay windows to pocket doors, interior shutters, leaded glass accents, and beautifully detailed ceramic tile. Inside, the gracious living and dining rooms are separated by pocket doors and provide the perfect setting for entertaining, while the upper level features five generously sized bedrooms, offering flexibility for family living, guest accommodations, or home office space. With some updates and personal touches, this property presents a wonderful opportunity to enhance its historic beauty while adding modern comfort and value. Outside, charming sidewalks frame the property and contribute to the neighborhood’s classic appeal. Off-street parking and convenient driveway access make daily living effortless — a true advantage in this sought-after downtown location. Situated in a vibrant community within walking distance of Meritus Park (The Flying Boxcars baseball stadium), local parks, downtown coffee shops and restaurants, schools, and The Maryland Theater, this home offers both character and convenience. Whether you’re looking for historical brilliance or to thoughtfully modernize its interiors, this remarkable residence is ready to become something truly special. Property is zoned CCMU - buyer to verify residential use.

Getting Around

86
WalkingVery Walkable
29
TransitSome Transit
67
BikeBikeable

Schools

5/10
Bester Elementary SchoolGrades PK-50.5 mi
7/10
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Composition
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2013

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Refrigerator,Electric Water Heater
  • Laundry features: None

Basement

  • Features: Basement - Unfinished
  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Unfinished

Bedroom1

  • Features: Flooring - Carpet,Flooring - HardWood
  • Level: Upper

Bedroom2

  • Features: Flooring - Carpet,Flooring - HardWood,Recessed Lighting
  • Level: Upper

Bedroom3

  • Features: Flooring - Carpet,Flooring - HardWood
  • Level: Upper

Bedroom4

  • Features: Flooring - Carpet,Flooring - HardWood
  • Level: Upper

Bedroom5

  • Features: Flooring - Carpet,Flooring - HardWood
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • 1/2 bathrooms: 3
  • Main level bathrooms: 2

Dining Room

  • Features: Flooring - HardWood,Recessed Lighting
  • Level: Main

Features

  • Formal/Separate Dining Room,Recessed Lighting,Attic
  • Door features: Sliding Glass
  • Window features: Bay/Bow,Replacement
  • Flooring: Carpet,Ceramic Tile,Hardwood,Wood
  • Finished area below ground: 0
  • Finished area above ground: 4,248

Foyer

  • Features: Flooring - Ceramic Tile
  • Level: Main

Half Bath

  • Features: Flooring - Ceramic Tile
  • Level: Main

Half Bath

  • Level: Upper

Half Bath

  • Features: Flooring - HardWood
  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,248
  • Total interior livable area: 4,248 sqft

Kitchen

  • Level: Main

Living Room

  • Features: Flooring - HardWood,Recessed Lighting
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2217011952
  • Zoning: CCMU
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Exterior features: Sidewalks
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 9,840 sqft
  • Features: Downtown

Parking

  • Total spaces: 16
  • Parking features: Asphalt,Free,Parking Space Conveys,Driveway,Paved,Private,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$143$1,716
Property Taxes $276$3,312
Electricity $541$6,494
Total$2,856$34,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,920/yr
40% on housing$85,680/yr
45% on housing$76,160/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 21740$129
Washington County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 21740$180
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Contingent$375,000
2026-04-23Price change$375,000
2026-03-02Listed for sale$395,000
2013-01-31Sold$105,000
2009-02-12Sold$55,000
2004-04-08Sold$350,000
1999-10-01Sold$225,250

For Sale by Agent

AgentJeanine McVicker
BrokerageAEK Real Estate, LLC

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