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153 Barrett Street, Schenectady, NY, 12305

1beds
2baths
1,323sqft
$269,000
$203price/sqft
$2,269/moest. monthly cost
$90,760/yrincome needed

About This Home

Beautifully updated victorian building. Office space on first floor. Second floor is a 1 bedroom apartment. Space is all one unit. Bring or start your own business and live upstairs. Or lease it out as an investment. Building is completely turn key. it is ready when you are. Many possibilities and great location. A half a block from all the action on State Street. Walk to the great downtown restaurants, Proctors, City hall, Union College, etc... 162 LAFAYETTE ST SCHENECTADY IS BEING SOLD WITH THIS PROPERTY FOR $225,000 OR A TOTAL OF $500,000.

Getting Around

93
WalkingWalker's Paradise
49
TransitSome Transit
62
BikeBikeable

Schools

5/10
Yates Elementary SchoolGrades PK-51.6 mi
2/10
Oneida Middle SchoolGrades 6-81.4 mi
3/10
Schenectady High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1911

Materials

  • Foundation: Stone
  • Roof: Flat,Rubber
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Victorian
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Freezer,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Interior Entry

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Eat-in Kitchen
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,323

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,323
  • Total interior livable area: 1,323 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Office

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 421500 39.80135
  • Zoning description: Mixed
  • Special condition: No Disclosures

Features

  • Patio & porch: Composite Deck,Deck,Porch
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 1,742 sqft
  • Features: Road Frontage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$188$2,256
Property Taxes $475$5,700
Electricity $246$2,954
Total$2,269$27,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,794/yr
40% on housing$68,070/yr
45% on housing$60,506/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 12305$150
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12305$80
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listing removed$2,295
2026-07-21Listed for rent$2,295
2026-05-28Listed for sale$269,000
2025-12-22Sold$260,000
2023-08-01Sold$235,000
2023-05-22Pending sale$234,500
2023-05-08Listed for sale$234,500
2019-05-24Sold$130,000
2014-10-30Sold$104,000
2001-04-10Sold$8,000

For Sale by Agent

AgentAnthony Durante
BrokerageArmida Rose Realty Group

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