2040 Broadway, Schenectady, NY, 12306
About This Home
Brick Commercial Mix-Use 3-Family Building features 1st Floor Retail Space with 2 Apartments on the 2nd Floor. Corner property with parking in the rear. Call to view!
Getting Around
Very Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1981
Materials
- Roof: Slate
- Construction materials: Brick
Type & Style
- Home type: MultiFamily
- Architectural style: Traditional
- Property subType: Triplex,Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Features
- Flooring: Vinyl
- Finished area below ground: 2,840
- Finished area above ground: 2,840
Heating
- Heating features: Forced Air,Hot Water,Natural Gas
Interior Area
- Total structure area: 2,840
- Total interior livable area: 2,840 sqft
Property
Details
- Parcel number: 48.6015
- Attached to another structure: Yes
- Special condition: Standard
Features
- Exterior features: None
- Fencing: None
Lot
- Lot size: 4,356 sqft
- Features: Level
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,764 | $21,168 |
| Home Insurance * | $118 | $1,416 |
| Property Taxes | $616 | $7,392 |
| Electricity | $469 | $5,632 |
| Total | $2,967 | $35,604 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Listed for sale | $349,000 |
| 2008-12-29 | Sold | $45,000 |
View on Zillow