13 Backus St, Schenectady, NY, 12307
About This Home
Well-maintained home situated on a large lot with a great fenced-in yard. Eat-in kitchen, laundry room and half bath are located on the first floor, along with the dining room and living room. 2nd floor consists of 2 bedrooms, bonus room and full bathroom. Must see!
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Very Good
- Year built: 1901
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
Interior
Appliances
- Appliances included: Dryer,Microwave,Range / Oven,Refrigerator,Washer
- Laundry features: 1st Floor
Basement
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Built-In Cabinets
Heating
- Heating features: Forced air,Gas
Interior Area
- Total interior livable area: 1,207 sqft
Property
Details
- Parcel number: 4215004950265101
Features
- Patio & porch: Porch/Enclosed
- Exterior features: Other
- Fencing: Fenced Yard
- Topography of land: Level
Lot
- Lot size: 8,712 sqft
- Features: Level,Landscaped
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $257 | $3,084 |
| Home Insurance * | $39 | $468 |
| Property Taxes | $90 | $1,080 |
| Electricity | $246 | $2,954 |
| Total | $632 | $7,584 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Listed for sale | $51,000 |
| 2020-08-04 | Sold | $50,000 |
| 2020-03-09 | Pending sale | $62,500 |
| 2020-01-18 | Listed for sale | $62,500 |
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