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2573 Rosendale Road, Schenectady, NY, 12309

4beds
3baths
2,900sqft
$759,900
$262price/sqft
$5,915/moest. monthly cost
$236,600/yrincome needed

About This Home

Introducing a stunning new construction, to be built home in Niskayuna, situated on a generous private lot exceeding an acre. Boasting a carefully designed floor plan with four bedrooms and 2.5 bathrooms, this property offers the perfect balance of luxury, privacy and convenience. The tiled kitchen with a cozy dinette seamlessly connects to both, a formal living room and an elegant dining room. A spacious family room and a dedicated study can be found on the first floor. The upper level hosts a convenient laundry room and good sized bedrooms. In addition to a comfortable interior, the house features a spacious 2-car garage. Its desirable location next to shopping centers, restaurants, a casino as well as major highways, offers easy access to activities and transportation.

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
20
BikeSomewhat Bikeable

Schools

7/10
Rosendale SchoolGrades K-50.4 mi
7/10
Iroquois Middle SchoolGrades 6-80.2 mi
9/10
Niskayuna High SchoolGrades 9-122.2 mi

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • High Speed Internet,Walk-In Closet(s),Built-in Features,Cathedral Ceiling(s),Ceramic Tile Bath,Eat-in Kitchen,Kitchen Island
  • Flooring: Tile,Carpet,Hardwood
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,900

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,900
  • Total interior livable area: 2,900 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Office

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 422400 51.160
  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Exterior features: Lighting
  • Fencing: None

Lot

  • Lot size: 1.31 Acres
  • Features: Level

Parking

  • Total spaces: 4
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Lightning

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,842$46,104
Home Insurance *$252$3,024
Property Taxes $1,342$16,104
Electricity $479$5,751
Total$5,915$70,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,800/yr
40% on housing$177,450/yr
45% on housing$157,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 12309$229
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12309$209
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-03Price change$175,000
2025-10-28Listed for sale$759,900

New Construction

AgentThomas Marks
BrokerageColdwell Banker Prime Properties

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