345 Ramsey St #345B, Saint Paul, MN, 55102
About This Home
Own a piece of St. Paul history in this charming and affordable furnished studio condo! Built in 1888 during the vibrant early development of Ramsey Hill—just 30 years after Minnesota became a state. Ideally located between the historic Cathedral Hill and West 7th neighborhoods, you’ll be steps from historic Summit Ave, boutique shopping, coffee shops, restaurants, and nightlife in one of Saint Paul’s most prestigious and walkable areas. Short-Term Rentals allowed (3-month lease). This turn-key furnished studio blends character with thoughtful updates. Soaring 12-foot ceilings, oversized updated windows, hardwood floors, and a decorative fireplace create warmth and charm while filling the space with natural light. Kitchen includes updated finishes and newer appliances; convenient in-unit laundry. You'll love the freshly remodeled bathroom including new tile flooring. The monthly HOA includes heat. Pet-friendly. Basement storage, window AC. Enjoy well-lit off-street parking lot in back. Access parking lot from Irvine St. Exterior improvements include a newly replaced retaining wall, exterior stairs, railings 2025, with the ~$6,900 assessment already paid by the seller. Don't let this one get away!
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1888
Materials
- Roof: Flat
Type & Style
- Home type: Condo
- Property subType: (CC) Low Rise (3- Levels)
Interior
Appliances
- Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Main Level,In Unit
Basement
- Has basement: Yes
- Basement: Shared Access,Storage Space
Bathroom
- Level: Main
- Area: 54
- Dimensions: 9x6
Bedrooms & Bathrooms
- Bathrooms: 1
- 3/4 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Decorative
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 372
Heating & Cooling
- Heating features: Boiler
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 372
- Total interior livable area: 372 sqft
Kitchen
- Level: Main
- Area: 70
- Dimensions: 14x5
Laundry
- Level: Main
- Area: 76.5
- Dimensions: 9x8.5
Other
- Level: Main
- Area: 192
- Dimensions: 12x16
Property
Accessibility
- Accessibility features: No Stairs Internal
Details
- Parcel number: 012823130131
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 372
Features
- Levels: One
- Stories: 1
- Pool features: None
- Fencing: None
Lot
- Lot size: 436 sqft
- Features: Irregular Lot
- Lot size dimensions: Irregular
Parking
- Parking features: Gravel,Parking Lot,Open
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Landslide
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Ramsey County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $480 | $5,760 |
| Home Insurance * | $85 | $1,020 |
| Property Taxes | $146 | $1,752 |
| Electricity | $170 | $2,050 |
| Total | $881 | $10,572 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Price change | $105,000 |
| 2026-03-13 | Listed for sale | $115,000 |
| 2023-09-22 | Sold | $115,000 |
| 2023-08-14 | Pending sale | $115,000 |
| 2023-07-11 | Price change | $115,000 |
| 2023-05-30 | Listed for sale | $118,000 |
| 2021-05-01 | Sold | $98,000 |
| 2021-03-22 | Pending sale | $104,000 |
| 2021-02-10 | Price change | $104,000 |
| 2021-01-14 | Listed for sale | $109,000 |
| 2018-10-31 | Sold | $80,000 |
| 2002-04-05 | Sold | $17,500 |
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