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165 Western Ave N APT 404, Saint Paul, MN, 55102

2beds
2baths
1,408sqft
$408,320
$290price/sqft
$3,172/moest. monthly cost
$126,880/yrincome needed

About This Home

Located just off Summit Avenue in the heart of historic Cathedral Hill, this corner unit at the Blair House, a nationally registered historic building, offers privacy and character. The exposed brick entryway makes a strong first impression, and the rest of the unit delivers on that promise. Hardwood floors run through both bedrooms, the bathrooms, and a den that works beautifully as a home office. High ceilings and Anderson windows bring in exceptional natural light, with views overlooking Western and Selby Avenue. There is no shortage of storage throughout the condo. An in-unit washer and dryer, assigned parking with an EV charging outlet, a rooftop deck with views of both the State Capitol and the Cathedral, a reservable penthouse room, and a full-time, live-in caretaker make Blair House as functional as it is charming. Secure entry is provided through electronic video and touch screen access. Downstairs, some of Saint Paul's most beloved restaurants — Moscow on the Hill, W.A. Frost, and more — are steps from your front door. The location offers easy access to freeways, parks, and some of the most beautiful tree-lined streets in the city.

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

3/10
7/10

Construction

Condition

  • Year built: 1887

Type & Style

  • Home type: Condo
  • Property subType: (CC) High Rise (4+ Levels)

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Unit

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 215.7847
  • Dimensions: 16'1"x13'5"

Bedroom2

  • Level: Main
  • Area: 337.0139
  • Dimensions: 19'2"x17'7"

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Den

  • Level: Main
  • Area: 97.3403
  • Dimensions: 8'11"x10'11"

Dining Room

  • Level: Main
  • Area: 191.9167
  • Dimensions: 11'9"x16'4"

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room,Other
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,408

Heating & Cooling

  • Heating features: Other
  • Cooling features: Wall Unit(s),Zoned

Interior Area

  • Total structure area: 1,408
  • Total interior livable area: 1,408 sqft

Kitchen

  • Level: Main
  • Area: 91.6111
  • Dimensions: 11'4"x8'1"

Living Room

  • Level: Main
  • Area: 351.3889
  • Dimensions: 21'1"x16'8"

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 012823210075
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1408

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: Common

Parking

  • Parking features: Assigned,Electric Vehicle Charging Station(s),Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,064$24,768
Home Insurance *$368$4,416
Property Taxes $570$6,840
Electricity $170$2,050
Total$3,172$38,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,754/yr
40% on housing$95,160/yr
45% on housing$84,586/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 55102$164
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55102$202
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$390,000
2026-07-15Price change$408,320
2026-06-19Listed for sale$420,000
2023-03-31Sold$339,500
2023-02-01Pending sale$350,000
2022-12-19Price change$350,000
2022-12-06Price change$360,000
2022-10-27Listed for sale$375,000
2019-01-10Sold$340,000
2014-09-08Sold$319,393
2010-10-18Sold$244,000
2010-08-04Sold$244,000
2010-05-29Price change$269,900
2010-04-25Price change$299,000
2010-03-13Price change$315,000
2010-01-09Listed for sale$329,000

For Sale by Agent

AgentSadey Koch
BrokerageBRIX Real Estate

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