See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

544 Portland Ave APT 1, Saint Paul, MN, 55102

1beds
1baths
1,069sqft
$240,000
$225price/sqft
$1,901/moest. monthly cost
$76,040/yrincome needed

About This Home

Beautiful Victorian main-floor condominium in the historic and highly desirable Summit Hill neighborhood, designed and built by renowned architect Clarence H. Johnston. This home blends timeless character with thoughtful modern updates. Dining or front living room provides additional room for office, den, or guest use. Grand 11-foot ceilings and large windows throughout fill the space with natural light, highlighting the original wood floors and two classic tile fireplaces. Fresh paint throughout and an updated bathroom complement the home’s historic details. Private deck overlooks a fully fenced backyard. Kitchen includes newer refrigerator and stove. Basement provides laundry and additional storage space. Located in Summit Hill, close to shops, restaurants, parks, and public transit. A must-see home with historic charm and modern comfort.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
77
BikeVery Bikeable

Schools

3/10
7/10

Construction

Condition

  • Year built: 1888

Materials

  • Construction materials: Block,Other,Brick,Stone

Type & Style

  • Home type: Condo
  • Property subType: (CC) Low Rise (3- Levels)

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Deck

  • Level: Main
  • Area: 36
  • Dimensions: 6x6

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,070

Heating & Cooling

  • Heating features: Boiler,Steam
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,069
  • Total interior livable area: 1,069 sqft

Kitchen

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 16x15

Property

Accessibility

  • Accessibility features: No Stairs Internal

Details

  • Parcel number: 012823230162
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1070

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,359 sqft
  • Lot size dimensions: 6,397

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Landslide
Tornado

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$216$2,592
Property Taxes $302$3,624
Electricity $170$2,050
Total$1,901$22,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,177/yr
40% on housing$57,030/yr
45% on housing$50,693/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 55102$166
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55102$202
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$250,000
2000-10-12Sold$139,900
2000-02-17Sold$83,000
1998-04-30Sold$86,100
1984-08-01Sold$54,900

For Sale by Agent

AgentKara Cleveland
BrokerageReal Broker, LLC

Similar Homes