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506 Summit Ave, Saint Paul, MN, 55102

4beds
6baths
6,274sqft
$975,000
$155price/sqft
$7,813/moest. monthly cost
$312,520/yrincome needed

About This Home

This stately historic Summit Avenue house was featured on the Summit Hill Home Tour in 2015. The gorgeous, open and bright foyer features French doors that lead to the spacious parlor/living room, with a fireplace and built-in bookcases and also the large formal dining room, with wall sconces and a beautiful stained glass window. There is a main floor office/den, and a huge butlers pantry with a sink. The large chef's kitchen has a Viking range, hood, and refrigerator and a Bosch dishwasher. The washer and dryer are just off the kitchen next to the rear staircase and French doors lead to the enchanting, fenced, landscaped backyard with 2 patios. At the top of the second floor landing there is an open, yet intimate library with tons of bookcases. The master bedroom has a ceramic tile bath with a walk-in double-headed shower stall, and it's own adjoining dressing room. There are 3 additional bedrooms on this floor, one with its own fireplace, and another with its own 3/4 bath and porch.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
77
BikeVery Bikeable

Schools

3/10
7/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Age Over 8 Years,Asphalt,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Gas Water Heater,Indoor Grill,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Full,Partially Finished

Bedroom

  • Level: Upper
  • Area: 336
  • Dimensions: 28x12

Bedroom2

  • Level: Upper
  • Area: 126
  • Dimensions: 14x9

Bedroom3

  • Level: Upper
  • Area: 154
  • Dimensions: 14x11

Bedroom4

  • Level: Upper
  • Area: 81
  • Dimensions: 9x9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 1
  • 3/4 bathrooms: 3
  • 1/2 bathrooms: 2

Den

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Dining Room

  • Level: Main
  • Area: 240
  • Dimensions: 16x15

Family Room

  • Level: Upper
  • Area: 396
  • Dimensions: 22x18

Family Room

  • Level: Lower
  • Area: 238
  • Dimensions: 17x14

Features

  • Number of fireplaces: 2
  • Fireplace features: Living Room,Other
  • Finished area below ground: 300
  • Finished area above ground: 4,416

Foyer

  • Level: Main
  • Area: 266
  • Dimensions: 14x19

Game Room

  • Level: Third
  • Area: 180
  • Dimensions: 15x12

Heating & Cooling

  • Heating features: Baseboard,Boiler,Forced Air,Fireplace(s),Hot Water,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,274
  • Total interior livable area: 6,274 sqft

Kitchen

  • Level: Main
  • Area: 288
  • Dimensions: 24x12

Living Room

  • Level: Main
  • Area: 420
  • Dimensions: 30x14

Other

  • Level: Main
  • Area: 63
  • Dimensions: 9x7

Porch

  • Level: Upper
  • Area: 126
  • Dimensions: 14x9

Workshop

  • Level: Lower
  • Area: 153
  • Dimensions: 17x9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 012823320002
  • Zoning description: Residential-Single Family
  • Foundation area: 1858

Features

  • Levels: More Than 2 Stories
  • Fencing: Full,Wood

Lot

  • Lot size: 9,496 sqft
  • Features: Near Public Transit,Tree Coverage - Medium
  • Lot size dimensions: 50 x 189

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Landslide
Tornado

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$880$10,560
Property Taxes $1,474$17,688
Electricity $529$6,349
Total$7,813$93,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$267,874/yr
40% on housing$234,390/yr
45% on housing$208,346/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 55102$165
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55102$202
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-04-24Price change$975,000
2024-01-16Listed for sale$998,000
2023-12-29Listing removed--
2023-05-22Price change$998,000
2022-09-09Listed for sale$1,078,000
2022-08-02Listing removed--
2022-07-25Price change$1,078,000
2022-05-11Price change$1,095,000
2022-03-04Price change$1,115,000
2022-01-04Listed for sale$1,165,000
2017-08-31Sold$965,000
2016-10-26Listing removed$974,900
2016-06-01Listed for sale$974,900

For Sale by Agent

AgentGary Fabel, GRI
BrokerageColdwell Banker Realty

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