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406 Superior St, Saint Paul, MN, 55102

2beds
2baths
1,471sqft
$280,000
$190price/sqft
$2,170/moest. monthly cost
$86,800/yrincome needed

About This Home

Beautifully updated throughout, this charming home perfectly blends timeless character with modern updates. Filled with abundant natural light, the open floor plan showcases gorgeous hardwood floors and a stunning new wood staircase (2020). Recent improvements include new electrical (2020), new plumbing (2022), an added upper-level bathroom (2020), a remodeled main-floor bathroom (2018), a new roof (2024), and a back patio and shed (2023). The spacious, updated kitchen features stainless steel appliances and a cozy eat-in dining area. Main-floor laundry adds everyday convenience. Relax on the inviting front porch or enjoy the private backyard. Located in the highly desirable West 7th neighborhood, this home is just steps from restaurants, coffee shops, and parks.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
86
BikeVery Bikeable

Schools

3/10
7/10

Construction

Condition

  • Year built: 1885

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Block,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Stainless Steel Appliance(s)
  • Laundry features: Gas Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Partial,Sump Basket,Sump Pump

Bedroom

  • Level: Upper
  • Area: 182
  • Dimensions: 14x13

Bedroom2

  • Level: Upper
  • Area: 136
  • Dimensions: 17x8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 60
  • Dimensions: 12x5

Family Room

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,471

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Informal Dining Room

  • Level: Main
  • Area: 45
  • Dimensions: 9x5

Interior Area

  • Total structure area: 1,471
  • Total interior livable area: 1,471 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Laundry

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Living Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 012823340118
  • Zoning description: Residential-Single Family
  • Foundation area: 1000

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 4,878 sqft
  • Lot size dimensions: 40 x 122

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$252$3,024
Property Taxes $333$3,996
Electricity $170$2,050
Total$2,170$26,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,400/yr
40% on housing$65,100/yr
45% on housing$57,866/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 55102$165
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55102$202
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$280,000
2026-07-29Price change$280,000
2026-07-23Listed for sale$300,000
2018-01-29Sold$130,000

For Sale by Agent

AgentKarna Ferguson
BrokerageEdina Realty, Inc.

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