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199 McBoal St, Saint Paul, MN, 55102

4beds
1baths
1,738sqft
$235,000
$135price/sqft
$1,938/moest. monthly cost
$77,520/yrincome needed

About This Home

Prime Historic West Seventh neighborhood location in St. Paul offering excellent access to downtown, major roadways, parks, dining, and neighborhood amenities. Spacious and functional layout featuring four bedrooms on the upper level, providing flexibility for a variety of living arrangements. The home includes new windows and central heating and air conditioning for year-round comfort and improved energy efficiency. Bright interior with a practical floor plan, generous living spaces, and a kitchen designed for everyday use. Large windows bring in natural light and enhance the inviting feel throughout the home. Outside, the yard offers seasonal beauty with established plantings including peonies, wildflowers, lilac bushes, roses, and climbing wisteria that create color and character throughout the warmer months. Conveniently located near local shops, restaurants, parks, and recreation while still offering a comfortable neighborhood setting in the Historic West Seventh neighborhood.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
83
BikeVery Bikeable

Schools

3/10
7/10

Construction

Condition

  • Year built: 1889

Materials

  • Roof: Age Over 8 Years,Architectural Shingle
  • Construction materials: Stone

Type & Style

  • Home type: Condo
  • Property subType: (CC) Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedroom

  • Level: Upper
  • Area: 272
  • Dimensions: 16x17

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Level: Upper
  • Area: 77
  • Dimensions: 11x7

Bedroom4

  • Level: Upper
  • Area: 72
  • Dimensions: 8x9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Level: Main
  • Area: 80
  • Dimensions: 8x10

Dining Room

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 869
  • Finished area above ground: 869

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,738
  • Total interior livable area: 1,738 sqft

Kitchen

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Living Room

  • Level: Main
  • Area: 221
  • Dimensions: 17x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 012823410059
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 2080

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: Wood

Lot

  • Lot size: 3,485 sqft
  • Lot size dimensions: common

Parking

  • Parking features: Detached Garage,Shared Driveway
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$212$2,544
Property Taxes $368$4,416
Electricity $170$2,050
Total$1,938$23,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,445/yr
40% on housing$58,140/yr
45% on housing$51,680/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 55102$166
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55102$202
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-14Listed for sale$240,000
2024-05-31Sold$240,000
2024-04-30Pending sale$245,000
2024-04-15Listed for sale$245,000
2024-01-19Listing removed--
2024-01-11Price change$245,000
2023-11-14Price change$265,000
2023-10-13Price change$275,000
2023-09-28Listed for sale$300,000
2010-12-20Sold$215,000
2010-11-12Sold$215,000
1998-06-09Sold$108,000
1996-05-31Sold$38,000

For Sale by Agent

AgentNicholas Gillham
BrokerageNational Realty Guild

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