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428 Alder Dr, Stafford, VA, 22554

5beds
5baths
4,861sqft
$794,999
$164price/sqft
$5,309/moest. monthly cost
$212,360/yrincome needed

About This Home

Welcome to 428 Alder Drive, a meticulously maintained 5 bedroom, 4.5 bathroom home nestled in the premier planned community of Embrey Mill in Stafford, Virginia. Packed with premium upgrades including solar panels, a whole home generator, and a garage outlet ready for your electric vehicle, this home offers modern efficiency and peace of mind from day one. Step inside to a thoughtfully designed main level where you are greeted by two open front rooms, one perfect for a dedicated dining space and the other ideal for a formal sitting room or home office. Toward the rear of the home, the upgraded kitchen impresses with a gas cooktop, wall oven/microwave combo, walk in pantry, and a butler's alcove conveniently positioned between the kitchen and dining room. The living room overlooks the kitchen, creating a seamless open concept feel, while a second casual eat-in dining space near the rear windows offers the perfect spot for everyday meals. Rounding out the main level is a study center, a well appointed mudroom with garage access, and a half bathroom. Step outside through the slider door to your own private outdoor oasis featuring a large stamped concrete patio, a fire pit perfect for gathering, and a built out grill insert patio ready for your gas BBQ setup. Upstairs, all four generous size bedrooms offer bathroom access for everyone's comfort. Two bedrooms share a convenient Jack and Jill bathroom, a third bedroom enjoys its own private ensuite, and the expansive primary suite serves as a true retreat complete with a large ensuite bathroom and a walk-in closet with custom closet organizers. The finished lower level is an entertainer's dream, featuring a large recreation room, a stunning wet bar perfect for hosting, a full bathroom, and a bonus room that offers incredible flexibility as a guest space, home gym, or hobby room. A large storage area ensures everything has its place. This home features upgrades throughout you’ll want to see. Located in Embrey Mill, one of Northern Virginia's most desirable planned communities, residents enjoy amenities including two community pools, a community café, fitness center, dog parks, community garden, scenic walking and biking trails, tot lots, parks, and a dedicated HOA who coordinates year round events. Conveniently situated near I-95, Route 1, and the Brooke VRE commuter rail station, Embrey Mill offers easy access to Quantico, the Pentagon, and Washington D.C., all while being served with shopping and dining just minutes away.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

3/10
4/10
H.H. Poole Middle SchoolGrades 6-81.4 mi
6/10

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Permanent
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 1680

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 1,286
  • Finished area above ground: 3,575

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 5,255
  • Total interior livable area: 4,861 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 29G 2 445
  • Zoning: PD2
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Private pool: Yes
  • Pool features: Private,Community

Lot

  • Lot size: 7,627 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Hail
Hurricane
Heat Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance *$215$2,580
Property Taxes $607$7,284
Electricity $468$5,618
Total$5,309$63,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,022/yr
40% on housing$159,270/yr
45% on housing$141,573/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 22554$219
Stafford County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 22554$210
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$799,999
2026-04-09Price change$815,000
2026-04-02Price change$818,999
2026-03-06Listed for sale$819,999
2017-08-10Sold$531,990

For Sale by Agent

AgentDilara Wentz
BrokerageKeller Williams Capital Properties

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