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5 McQuarie Dr, Fredericksburg, VA, 22406

3beds
3baths
2,810sqft
$550,000
$196price/sqft
$3,620/moest. monthly cost
$144,800/yrincome needed

About This Home

This exceptional 2021-built main-level living residence with a finished lower-level full walkout with sliding glass doors and full windows delivers a refined balance of modern luxury and effortless comfort, set within one of the area’s most amenity-rich communities. Designed with intention, the open-concept layout creates a seamless flow between living, dining, and kitchen spaces—ideal for both sophisticated entertaining and relaxed everyday living. Inside, every finish has been thoughtfully selected to elevate the experience. Rich luxury vinyl plank flooring anchors the main living areas, complemented by elegant ceramic tile and plush carpeting that add warmth and texture where it matters most. Upscale plantation shutters throughout. Skylights introduce an abundance of natural light, enhancing the home’s airy, expansive feel. The kitchen stands as a true centerpiece—crafted for both beauty and performance. Upgraded countertops, tall custom cabinetry, integrated pull-outs, and multiple oversized pantries provide exceptional storage and functionality. A full suite of stainless steel appliances, including a five-burner cooktop and self-cleaning wall oven, supports serious culinary capability while maintaining a clean, modern aesthetic. The primary suite offers a private retreat, defined by scale and comfort. A spacious walk-in closet pairs with a well-appointed en-suite bath featuring dual vanities and a generously sized walk-in shower—delivering a spa-like experience designed for daily ease. Additional features reinforce the home’s focus on quality and livability. The attached garage is enhanced with a full retractable screen, creating a versatile indoor-outdoor environment, while a whole-house generator provides uninterrupted comfort and peace of mind. Ample driveway and off-street parking ensure convenience for both residents and guests. Beyond the home, the lifestyle offering is equally compelling. Residents enjoy full access to the Riverside Lodge in this active 55+ community, featuring a beautifully appointed clubhouse, indoor and outdoor swimming pools, a relaxing hot tub, a fully equipped fitness center, tennis and pickleball courts, bocce ball courts, a game room, library, and inviting social gathering spaces—all surrounded by meticulously landscaped grounds designed for both recreation and relaxation. Home is conveniently located a 2 minute walk to the Lodge! Within the broader Celebrate Virginia North community, residents also benefit from scenic walking and jogging trails and a vibrant calendar of social activities, creating an engaging and connected lifestyle. This is more than a home—it’s a turnkey lifestyle defined by quality, design, and community. Opportunities like this are rare. Schedule your private tour and experience it firsthand.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

3/10
5/10
3/10
Stafford Sr. High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2021

Materials

  • Foundation: Other
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Dishwasher,Disposal,Self Cleaning Oven,Range Hood,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Oven,Ice Maker
  • Laundry features: Has Laundry,Main Level

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Improved,Exterior Entry,Sump Pump,Walk-Out Access,Windows

Bathroom1

  • Level: Main

Bathroom1

  • Level: Lower

Bathroom2

  • Level: Main

Bedroom1

  • Level: Main

Bedroom1

  • Level: Lower

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Main

Features

  • Ceiling Fan(s),Combination Dining/Living,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Eat-in Kitchen,Pantry,Primary Bath(s),Upgraded Countertops,Walk-In Closet(s),Vaulted Ceiling(s)
  • Door features: Storm Door(s)
  • Window features: Double Hung,Low Emissivity Windows,Double Pane Windows,Screens,Skylight(s),Window Treatments
  • Flooring: Luxury Vinyl,Carpet,Ceramic Tile
  • Finished area below ground: 1,249
  • Finished area above ground: 1,561

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump,Electric

Interior Area

  • Total structure area: 3,122
  • Total interior livable area: 2,810 sqft

Kitchen

  • Level: Main

Other

  • Level: Main

Recreation Room

  • Level: Lower

Screened Porch

  • Level: Main

Storage Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 44CC 5B1 566
  • Zoning: RBC
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Enclosed,Deck,Patio,Porch,Screened Porch
  • Exterior features: Barbecue,Sidewalks,Street Lights,Other,Underground Lawn Sprinkler
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 5,663 sqft
  • Features: Landscaped,Rear Yard

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Door Opener,Other,Attached,Driveway,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Hail
Hurricane
Heat Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$149$1,788
Property Taxes $420$5,040
Electricity $270$3,247
Total$3,620$43,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,114/yr
40% on housing$108,600/yr
45% on housing$96,533/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 22406$223
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22406$204
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Listed for sale$569,900
2026-02-03Sold$560,000
2026-01-06Contingent$565,000
2026-01-01Listed for sale$565,000
2021-08-05Sold$473,496

For Sale by Agent

AgentLisa Ford, Pearson Smith Realty, LLC
BrokeragePearson Smith Realty, LLC

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