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1239 O'1/2 Rd, Loma, CO, 81524

5beds
3baths
3,176sqft
$1,250,000
$394price/sqft
$7,303/moest. monthly cost
$292,120/yrincome needed

About This Home

Single-story ranch home on nearly 18 acres • 72x48 metal shop • Horse welcome and mountain views Sprawling single-level ranch set on nearly 18 irrigated acres in the heart of the Grand Valley, with panoramic views of the Bookcliffs and surrounding farmland. The open-concept floor plan connects a spacious great room—featuring a fireplace and vaulted ceiling—to a large kitchen with hardwood floors, center island with bar seating, abundant oak cabinetry, and recessed lighting. A separate dining area completes the main living space. The primary suite offers generous proportions, a walk-in closet, and a five-piece bath with dual vanities, jetted soaking tub, and separate shower. Three additional bedrooms (one currently used as an office) and one full bath and one 1/2 bath provide flexible space for guests or a home office. A dedicated family room adds additional living and entertaining area. The oversized two-car attached garage provides ample storage. A 72x48 metal shop with three overhead doors offers room for equipment, vehicles, or a workshop. The property includes room for horses, fenced backyard, and irrigation water rights—set up for livestock and agricultural use. Covered porches on both the front and back of the home extend the living space outdoors with views of open fields and distant ridgelines. Highline Lake State Park—offering boating, fishing, swimming, hiking, and biking trails—is nearby. Colorado National Monument, Fruita's renowned mountain biking trails, and the Colorado River recreational corridor are all within easy reach. Adobe Creek National Golf Course and Grand Junction Regional Airport (GJT) are a short drive away. Quick access to I-70 connects the property to Grand Junction, Fruita, and beyond. Irrigation water included. Horses welcome. Metal shop with three bays. Single-story living with room to expand.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Loma Elementary SchoolGrades PK-51.8 mi
6/10
Fruita 8/9 SchoolGrades 8-98.2 mi
7/10

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Asphalt,Composition
  • Construction materials: Brick,Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Disposal,Microwave,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Dimensions: 12.5X13

Bedroom3

  • Level: Main
  • Dimensions: 12.5X13

Bedroom4

  • Level: Main
  • Dimensions: 12X13

Bedroom5

  • Level: Main
  • Dimensions: 11X11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Dining Room

  • Level: Main
  • Dimensions: 15X15

Family Room

  • Level: Main
  • Dimensions: 15X17

Features

  • Ceiling Fan(s),Jetted Tub,Kitchen/Dining Combo,Main Level Primary,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Window Treatments
  • Window features: Window Coverings
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Hot Water,Radiant Floor
  • Cooling features: Evaporative Cooling,Whole House Fan

Interior Area

  • Total structure area: 3,176
  • Total interior livable area: 3,176 sqft

Kitchen

  • Level: Main
  • Dimensions: 22X15

Laundry

  • Level: Main
  • Dimensions: 11X9

Living Room

  • Level: Main
  • Dimensions: 20X22

Master Bedroom

  • Level: Main
  • Dimensions: 16X18

Property

Accessibility

  • Accessibility features: None,Low Threshold Shower

Details

  • Parcel number: 269121305002
  • Zoning description: AFT
  • Horse amenities: Horses Allowed

Features

  • Stories: 1
  • Patio & porch: Open,Patio
  • Exterior features: Workshop,Sprinkler/Irrigation
  • Has spa: Yes
  • Fencing: Chain Link
  • Horses can be raised: Yes

Lot

  • Lot size: 17.22 Acres
  • Features: Landscaped,Other,See Remarks,Sprinkler System
  • Lot size dimensions: 692 x 382 x 568 x 384 x 1260

Parking

  • Total spaces: 10
  • Parking features: Attached,Garage,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 10
  • Covered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Drought
Inland Flooding
Landslide
Avalanche
Cold Wave
Earthquake
Wildfire
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$349$4,188
Property Taxes $395$4,740
Electricity $239$2,877
Total$7,303$87,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$250,388/yr
40% on housing$219,090/yr
45% on housing$194,746/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$394This listing

vs Other Active Listings

Avg $/sqft

ZIP 81524$254
Mesa County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 81524$367
Mesa County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-30Listed for sale$1,250,000
2006-12-18Sold$675,000
2000-09-29Sold$99,000

For Sale by Agent

AgentDAVID KIMBROUGH - THE KIMBROUGH TEAM
BrokerageTHE AGENCY GRAND JUNCTION

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