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1802 M Rd, Fruita, CO, 81521

2beds
2baths
950sqft
$599,900
$631price/sqft
$3,555/moest. monthly cost
$142,200/yrincome needed

About This Home

Home & 5 acres 2.5 miles from Fruita, CO and local schools with gorgeous views of the surrounding mountains of The Bookcliffs, The Grand Mesa & the Colorado National Monument. Close to all outdoor adventures you want - skiing, fishing, horseback riding, biking, hiking & dinosaur fossils, Domestic and irrigation water, 2 bedrooms 1 3/4 bathrooms, 1000 sq. ft.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
Fruita 8/9 SchoolGrades 8-93.2 mi
7/10

Construction

Condition

  • Year built: 1897

Materials

  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: Unknown

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Flooring: Carpet

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total interior livable area: 950 sqft

Property

Details

  • Parcel number: 269533300407

Features

  • Exterior features: Wood

Lot

  • Lot size: 5 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Drought
Inland Flooding
Landslide
Avalanche
Cold Wave
Earthquake
Wildfire
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$147$1,764
Property Taxes $189$2,268
Electricity $186$2,232
Total$3,555$42,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,885/yr
40% on housing$106,650/yr
45% on housing$94,800/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$631This listing

vs Other Active Listings

Avg $/sqft

ZIP 81521$208
Mesa County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 81521$295
Mesa County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-16Listed for sale$599,900

For Sale by Owner

AgentProperty Owner

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