




1088 20th Rd, Fruita, CO, 81521
About This Home
Discover an incredible opportunity in one of the Grand Valley’s most desirable rural corridors between Fruita and Grand Junction. Situated on expansive irrigated acreage with development potential, this versatile property offers freedom, flexibility, and breathtaking 360-degree views of the Colorado National Monument, Mount Garfield, and the Grand Mesa. Bordered by the Grand Valley irrigation canal and positioned on a corner lot, this property offers exceptional potential for future improvements, additional shops, animals, hobby farming, recreation, investment opportunities, or possible subdivision potential. With no HOA and room to grow, this is the type of property buyers wait years to find. The home itself is comfortable, functional, and move-in ready with newer flooring, newer windows, a newer roof, brand-new stainless steel kitchen appliances, and washer/dryer included. The upper level features 2 bedrooms and 2 bathrooms along with spacious living areas and abundant natural light. The basement includes 3 additional non-conforming rooms ideal for guests, offices, hobbies, workout areas, storage, or flex space, plus a massive cellar/storage area. Outside, the oversized detached shop/garage provides excellent space for projects, vehicles, toys, equipment, or workshop use. Additional outbuildings and open ground offer flexibility for animals, equipment storage, or future expansion. Located approximately 10 minutes from both Fruita and Grand Junction, this property combines peaceful country living with convenient access to shopping, dining, schools, recreation, and interstate access. Rarely does a property offer this much flexibility, water access, acreage potential, views, and location all in one package.
Getting Around
Schools
Construction
Condition
- Year built: 1959
Materials
- Roof: Asphalt,Composition
- Construction materials: Wood Siding,Wood Frame
Notable Dates
- Major remodel year: 2020
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Finished
Bedroom2
- Level: Main
- Dimensions: 12 x 11
Bedroom3
- Level: Basement
- Dimensions: 16 x 15
Bedroom4
- Level: Basement
- Dimensions: 20 x 11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Dining Room
- Level: Main
- Dimensions: 12 x 13
Family Room
- Dimensions: 0
Features
- Ceiling Fan(s),Kitchen/Dining Combo,Main Level Primary,Pantry,Walk-In Closet(s)
- Flooring: Carpet,Laminate,Linoleum,Simulated Wood
- Fireplace features: Living Room,Wood Burning Stove
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 2,656
- Total interior livable area: 2,656 sqft
Kitchen
- Level: Main
- Dimensions: 23 x 14
Laundry
- Level: Main
- Dimensions: 5 x 6
Living Room
- Level: Main
- Dimensions: 26 x 16
Master Bedroom
- Level: Main
- Dimensions: 14 x 20
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 269714200189
- Zoning description: AG
Features
- Patio & porch: Covered,Deck,Open,Patio
- Exterior features: Sprinkler/Irrigation
- Fencing: None
Lot
- Lot size: 9.50 Acres
- Features: Landscaped,Sprinkler System
- Lot size dimensions: 9.5 acres
Parking
- Total spaces: 2
- Parking features: Detached,Garage,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Drought
- Inland Flooding
- Landslide
- Avalanche
- Cold Wave
- Earthquake
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,436 | $41,232 |
| Home Insurance * | $166 | $1,992 |
| Property Taxes | $1,273 | $15,276 |
| Electricity | $200 | $2,406 |
| Total | $5,075 | $60,900 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $749,999 |
