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2775 Hilltop Ct, North Saint Paul, MN, 55109

6beds
3baths
2,374sqft
$349,900
$147price/sqft
$2,587/moest. monthly cost
$103,480/yrincome needed

About This Home

Must-see property! Welcome home to this oversized 3 level split 6-bed, 3-bath located in a prime location! Spacious living rooms, master bath, formal dining room! Big yard, wide driveway with extra space for your boat and cars! Conveniently located near schools, shopping centers and Maplewood Mall. Minutes to 694 and Hwy 36! Don't miss out on this incredible opportunity!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

3/10
3/10
John Glenn Middle SchoolGrades 6-82.2 mi
--
Special Education EsyGrades K-120.6 mi

Construction

Condition

  • Year built: 1969

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Daylight

Bedroom

  • Level: Upper
  • Area: 180
  • Dimensions: 15x12

Bedroom2

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedroom4

  • Level: Lower
  • Area: 90
  • Dimensions: 10x9

Bedroom5

  • Level: Lower
  • Area: 110
  • Dimensions: 11x10

Bedroom6

  • Level: Lower
  • Area: 108
  • Dimensions: 12x9

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Family Room

  • Level: Main
  • Area: 286
  • Dimensions: 13x22

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 840
  • Finished area above ground: 1,534

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,374
  • Total interior livable area: 2,374 sqft

Living Room

  • Level: Upper
  • Area: 308
  • Dimensions: 22x14

Other

  • Level: Lower
  • Area: 368
  • Dimensions: 23x16

Utility Room

  • Level: Lower
  • Area: 80
  • Dimensions: 10x8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 012922310083
  • Zoning description: Residential-Single Family
  • Foundation area: 1534

Features

  • Levels: Three Level Split

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 91 x 130

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$214$2,568
Property Taxes $404$4,848
Electricity $200$2,402
Total$2,587$31,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,697/yr
40% on housing$77,610/yr
45% on housing$68,986/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 55109$157
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55109$196
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$349,900
2026-07-31Listed for sale$349,900
2021-11-17Sold$342,000
2011-04-20Sold$195,000
2011-01-28Listed for sale$219,900

For Sale by Agent

AgentYang Lee
BrokerageDiversified Realty

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