1314 Hummingbird Cir, Waterloo, IA, 50702
About This Home
Welcome home to this exceptionally well-maintained home located in a great neighborhood! The main level features an open-concept living, dining, and kitchen area highlighted by updated flooring and sleek, updated solid surface countertops. Step through the sliding glass doors onto a brand-new Trex deck—perfect for entertaining—overlooking a beautiful, expansive backyard. The main floor offers a spacious primary bedroom, a second bedroom, and a full bathroom. Head down to the lower level to find a large family room, an additional bedroom, and another bathroom. Clean, stylish, and move-in ready—schedule your showing today!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2015
Materials
- Roof: Shingle,Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Disposal,Free-Standing Range,Refrigerator,Washer
- Laundry features: 1st Floor
Basement
- Has basement: Yes
- Basement: Block,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Features
- Solid Surface Counters
- Door features: Sliding Doors
- Fireplace features: None
- Finished area below ground: 795
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,970 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 881311130020
- Zoning: R-2
- Special condition: Standard
Features
- Patio & porch: Deck
Lot
- Lot size: 0.26 Acres
- Lot size dimensions: 50x230
Parking
- Total spaces: 2
- Parking features: 2 Stall,Attached Garage
- Covered spaces: 2
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $275 | $3,300 |
| Property Taxes | $505 | $6,060 |
| Electricity | $146 | $1,763 |
| Total | $2,569 | $30,828 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Pending sale | $325,000 |
| 2026-08-01 | Listed for sale | $325,000 |
| 2023-08-14 | Listing removed | -- |
| 2021-08-13 | Sold | $275,000 |
| 2021-06-28 | Pending sale | $279,900 |
| 2021-06-24 | Listed for sale | $279,900 |
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