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340 S Owasso Blvd W, Roseville, MN, 55113

5beds
4baths
3,419sqft
$648,000
$190price/sqft
$4,750/moest. monthly cost
$190,000/yrincome needed

About This Home

Beautiful 5-bedroom, 3 1/2 bath executive home near Lake Owasso and Ladyslipper Park, with retail, restaurants, and universities nearby. The main floor boasts neutral carpet and paint, stunning hardwood floors and a cozy gas fireplace for snowy winters. The formal dining room faces a lovely bay window with towering ceilings for the staircase to the 3rd floor. Kitchen Appliances have been recently upgraded to include a new Bosch French Door refrigerator, Bosch dishwasher, and a Whirlpool Gold Series stove and oven. The large center island is perfect for hosting and for creative culinary projects. You’ll love the dual granite countertops and large walk-in pantry. Central heat and air with ceiling fans throughout the main and upper floors. Mood lighting in kitchen and formal dining room. Two-inch wood blinds have been added to windows in the stairwell, basement, two bedrooms, and laundry room. A separate laundry room includes a washing sink and ample storage. Spring, summer and fall are perfect for entertaining, reading, and napping on the bright screened-in back porch. The front and back flowerbeds are full of vibrant peonies that are showstoppers in the spring. Third floor hosts an en suite master bedroom with custom tiled shower, separate vanities, and large jet soaking tub. Three additional bedrooms are located on this floor, one that is large enough to function as a fourth living space or office and another with a bay window. A double sink bathroom with beautiful tiled shower/tub is conveniently located on this floor. The fully finished basement includes built-in oak bookshelves and a stunning ornate wood ceiling. It also includes the fifth bedroom with large walk in closet and third bathroom with over sized tiled shower. A radon filtration system was added to the home in 2019. This home has ample storage both inside the home and in the 3-car garage, with one garage that is heated, perfect for a wood shop. It includes a loft for storing all your Christmas decor or camping gear. 340 S Owasso is perfect for the corporate couple hoping to host guests or a large or growing family.

Getting Around

22
WalkingCar-Dependent
34
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

7/10
3/10

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Asphalt,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Microwave,Other,Range,Refrigerator,Trash Compactor,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom

  • Level: Upper
  • Area: 224
  • Dimensions: 14x16

Bedroom2

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Level: Upper
  • Area: 204
  • Dimensions: 12x17

Bedroom5

  • Level: Lower
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Family Room

  • Level: Lower
  • Area: 364
  • Dimensions: 14x26

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 940
  • Finished area above ground: 2,479

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,419
  • Total interior livable area: 3,419 sqft

Kitchen

  • Level: Main
  • Area: 273
  • Dimensions: 13x21

Living Room

  • Level: Main
  • Area: 270
  • Dimensions: 15x18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 012923130111
  • Zoning description: Residential-Single Family
  • Foundation area: 1159

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Chain Link

Lot

  • Lot size: 0.27 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 87 x 137

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,276$39,312
Home Insurance *$384$4,608
Property Taxes $802$9,624
Electricity $288$3,460
Total$4,750$57,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,857/yr
40% on housing$142,500/yr
45% on housing$126,666/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 55113$183
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55113$212
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$649,500
2019-07-11Sold$488,000
2019-06-13Listed for sale$500,000
2019-06-13Pending sale$500,000
2019-05-09Listed for sale$500,000
2018-11-01Listing removed$485,500
2018-09-06Listed for sale$485,500
2018-07-25Listing removed$485,500
2018-05-10Price change$485,500
2018-03-08Listed for sale$499,900
2017-11-01Listing removed$495,000
2017-10-01Price change$495,000
2017-08-08Price change$499,900
2017-07-07Price change$515,000
2017-06-01Listed for sale$525,000
1998-11-13Sold$232,606

For Sale by Agent

AgentMoe Mossa
BrokerageSavvy Avenue, LLC

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