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1015 Rocky Ridge Rd, Cedar Falls, IA, 50613

5beds
3baths
2,470sqft
$449,900
$182price/sqft
$3,658/moest. monthly cost
$146,320/yrincome needed

About This Home

Welcome home to this beautifully maintained, one-owner ranch in the highly sought-after Wild Horse Ridge neighborhood. Offering over 3,000 square feet of finished living space, this move-in ready home combines an open, functional layout with timeless finishes and exceptional care throughout. The bright, open-concept main floor features 9-foot ceilings, abundant natural light, and a spacious living room with a cozy gas fireplace and oversized windows overlooking the expansive backyard. The kitchen is designed for everyday living and entertaining with rich cabinetry, quartz countertops, stainless steel appliances, a large center island with seating, and an adjoining dining area with access to the patio. The main level offers three generously sized bedrooms, including a spacious primary suite with a private bath and walk-in closet, plus the convenience of main-floor laundry. Downstairs, you'll find an expansive family room that's perfect for movie nights, game days, or entertaining guests. The custom wet bar with gorgeous countertops, wine storage, beverage refrigerator, and seating creates the perfect gathering space for famiy and friends. Two additional bedrooms, a full bath, and plenty of storage complete the finished lower level. Outside, you'll love the impeccably kept yard, concrete patio, and peaceful backyard with no immediate neighbors behind, creating the perfect setting to relax or entertain. An oversized three-stall attached garage provides plenty of room for vehicles, tools, and toys. From the immaculate condition to the thoughtful floor plan and desirable location, this home truly checks all the boxes. Schedule your private showing today! *Property has an accepted offer subject to a 24-clause

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
38
BikeSomewhat Bikeable

Schools

9/10
6/10
Cedar Falls High SchoolGrades 10-121.3 mi

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Other

  • Builder name: Skogman Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator
  • Laundry features: 1st Floor

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Features

  • Ceiling Fan(s),Wet Bar
  • Fireplace features: One,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,050

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,470 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 891416227018
  • Zoning: R-P
  • Special condition: Standard

Features

  • Patio & porch: Patio

Lot

  • Lot size: 0.30 Acres
  • Features: Landscaped
  • Lot size dimensions: 76 x 170

Parking

  • Total spaces: 3
  • Parking features: 3 or More Stalls,Attached Garage
  • Covered spaces: 3
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$290$3,480
Property Taxes $910$10,920
Electricity $184$2,210
Total$3,658$43,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,417/yr
40% on housing$109,740/yr
45% on housing$97,546/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 50613$181
Black Hawk County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 50613$143
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$449,900
2013-08-06Sold$251,500

For Sale by Agent

AgentSara Junaid
BrokerageOakridge Real Estate

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