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1039 Vineyard Way, Billings, MT, 59106

5beds
4baths
4,604sqft
$1,145,000
$249price/sqft
$7,296/moest. monthly cost
$291,840/yrincome needed

About This Home

Modern luxury and comfort invite you into this beautifully designed ranch-style home. A bright, open living area welcomes you with an elegant floor to ceiling windows and cozy gas fireplace. The gourmet kitchen features custom cabinetry, quartz countertops, large island, and seamless flow to the dining area and covered patio with outdoor kitchen—perfect for entertaining and enjoying views of the Beartooths. The primary suite includes soaking tub, dual vanities, and spacious walk-in closet. Two additional bedrooms, full bath, powder room, and large laundry/mudroom complete the main level. Downstairs, enjoy a generous family room, two bedrooms with walk-in closets, full bath, and unfinished space ideal for a future suite or media room. Oversized, heated 3-car (1,300 sf) garage. Conveniently located near schools, trails, shopping, and dining. Priced below appraised value for instant equity.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
5/10
Ben Steele Middle SchoolGrades 6-80.6 mi
5/10
Billings West High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2016

Materials

  • Roof: Shingle
  • Construction materials: Masonry,Synthetic Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Gas Range,Ice Maker,Microwave,Oven,Range,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Features: Chandelier
  • Level: Main

Family Room

  • Level: Lower

Features

  • Ceiling Fan(s),Pantry
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 4,604

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,604 sqft

Kitchen

  • Features: Quartz Counters
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: Main

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: A32077
  • Zoning description: Suburban Neighborhood Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Fence,Sprinkler/Irrigation,Outdoor Kitchen,Patio
  • Fencing: Fenced

Lot

  • Lot size: 0.39 Acres
  • Features: Interior Lot,Landscaped,Sprinklers In Ground

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Hail
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,789$69,468
Home Insurance $547$6,564
Property Taxes $644$7,728
Electricity $316$3,793
Total$7,296$87,552

Income You'd Need if You Spent...

35% on housing$250,148/yr
40% on housing$218,880/yr
45% on housing$194,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 59106$237
Yellowstone County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 59106$219
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Listed for sale$1,145,000
2026-05-12Listing removed$1,195,000
2026-04-02Price change$1,195,000
2026-01-13Price change$1,245,000
2025-11-11Listed for sale$1,295,000

For Sale by Agent

AgentKorinne Rice, Berkshire Hathaway HS Floberg, Non Member Non Member, NON MEMBER
BrokerageBerkshire Hathaway HS Floberg

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