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12 Via Optima, Santa Fe, NM, 87507

3beds
3baths
1,988sqft
$959,500
$483price/sqft
$5,690/moest. monthly cost
$227,600/yrincome needed

About This Home

Beautiful 3 bed/2.5 bath home built in 2015, meticulously cared for by its original owners. Views and comfort in one perfect package. Mostly single-level with 3 stair drop to bedrooms. Perfectly situated on a 0.34-acre lot surrounded by natural pinon and juniper open space, 8 minutes from downtown. Convenient access to HWY 599 makes commuting to Los Alamos and the Santa Fe Airport a breeze. Scenic walking trails with mountain views. This thoughtfully designed living space home blends Santa Fe charm with modern efficiency for sustainable living. Tall ceilings and large-format tile floors enhance the open feel, while wood ceilings with vigas and latillas add warmth. The kitchen features granite countertops, under-cabinet lighting, gas range, ENERGY STAR(R) appliances, and hood-mounted microwave. Expansive picture windows frame Sangre de Cristo views, filling the home with natural light. Step from the dining area to a covered patio and a private screened spa retreat with a multi-person 220V hot tub. The spacious primary suite offers room for a home office or yoga area, plus a walk-in closet with custom Modular Closets(R) and built-in staircase to high-bay storage. The primary bath boasts an oversized walk-in shower with no glass door and a private toilet area. Energy efficiency abounds with 15 owned solar panels to power spa, home and EV city driving, foam-core insulation, radiant floor heat, Solatube(R), recirculating hot water, whole-house fan, and motorized exterior sunshades. Additional features include a water softening and reverse osmosis systems, radon mitigation, low-VOC finishes, and a partially concrete driveway for easy snow removal. The driveway can accommodate 5 cars in addition to finished 3-car EV-ready garage with workbench area, shelves, and overhead storage. Outdoors, enjoy professional landscaping, drip irrigation, a secluded flagstone patio for dining or stargazing, a fully fenced garden area with shed, and rainwater barrels.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
--
Santa Fe EngageGrades 9-124.2 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Flat,Tar/Gravel
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Pueblo
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Oven,Range,Refrigerator,Washer,ENERGY STAR Qualified Appliances

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Beamed Ceilings,Interior Steps
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Radiant Floor
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 1,988
  • Total interior livable area: 1,988 sqft

Property

Accessibility

  • Accessibility features: Not ADA Compliant

Details

  • Parcel number: 910018216
  • Special condition: Standard
  • Other equipment: Satellite Dish

Features

  • Levels: One
  • Stories: 1
  • Living area range: 1,751-2,000

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 8
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Earthquake
Inland Flooding

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,851$58,212
Home Insurance *$268$3,216
Property Taxes $423$5,076
Electricity $148$1,780
Total$5,690$68,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,085/yr
40% on housing$170,700/yr
45% on housing$151,733/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$483This listing

vs Other Active Listings

Avg $/sqft

ZIP 87507$279
Santa Fe County$365

vs Homes Sold Last Month

Median $/sqft

ZIP 87507$322
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$959,500
2025-11-21Listed for sale$990,000

For Sale by Agent

AgentPeggy Kossman
BrokerageKeller Williams Realty

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