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15 W Serena Ln, Santa Fe, NM, 87508

3beds
4baths
3,130sqft
$1,099,000
$351price/sqft
$6,539/moest. monthly cost
$261,560/yrincome needed

About This Home

Tucked behind the gates of Valle Serena, with the Sangre de Cristo Mountains as your permanent backdrop, this 2022-built single-level home offers something increasingly rare: true privacy, modern luxury, and a backyard that genuinely delivers on the promise of the Santa Fe lifestyle. Three bedrooms — two with ensuite baths — give everyone their own space. Open-concept living centers on soaring ceilings and a wood-burning fireplace that earns its place every cool New Mexico evening. The chef's kitchen is as beautiful as it is functional: premium appliances, custom cabinetry, a commanding island, and a butler's pantry that actually solves the storage problem. Outside, the yard is a destination in itself — fruit trees, a rose garden, graceful aspens, and a hot tub with mountain views that never get old. Dine on the extended patio as the last light hits the peaks. This is alfresco living at its best. Thoughtful extras round out the picture: pro-panel roof, central refrigerated A/C (plus mini-splits), audio/visual security system, two storage sheds, RV parking with hook-ups, and a 3-car garage with room to work, store, and tinker. Easy access to Hwy 599 for Los Alamos commuters.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Milagro Middle SchoolGrades 7-86.4 mi
--
Santa Fe EngageGrades 9-123.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Northern New Mexico
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Water Heater,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • No Interior Steps
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ductless,Refrigerated

Interior Area

  • Total structure area: 3,130
  • Total interior livable area: 3,130 sqft

Property

Accessibility

  • Accessibility features: Not ADA Compliant

Details

  • Parcel number: 910020157
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Living area range: 3,001-4,000

Lot

  • Lot size: 1.08 Acres

Parking

  • Total spaces: 6
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Earthquake
Inland Flooding

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance *$275$3,300
Property Taxes $485$5,820
Electricity $222$2,670
Total$6,539$78,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,194/yr
40% on housing$196,170/yr
45% on housing$174,373/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$351This listing

vs Other Active Listings

Avg $/sqft

ZIP 87508$294
Santa Fe County$365

vs Homes Sold Last Month

Median $/sqft

ZIP 87508$337
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$1,187,000
2026-03-24Listing removed$1,225,000
2025-12-11Price change$1,225,000
2025-10-30Price change$1,250,000
2025-10-06Listed for sale$1,350,000
2020-08-03Listing removed$123,800
2020-07-03Pending sale$123,800
2019-09-11Listed for sale$123,800

For Sale by Agent

AgentOlga C'de Baca
BrokerageOrigins Realty Group

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