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1410 Scott St, Covington, KY, 41011

--beds
0baths
2,540sqft
$582,999
$230price/sqft
$4,134/moest. monthly cost
$165,360/yrincome needed

About This Home

Charming multi-family property in the heart of Covington! This historic three-unit building offers a separate washer and dryer in each unit, off-street parking, and private alley access for convenience. Enjoy timeless character and an unbeatable location—just minutes to Downtown Cincinnati and everything the Tri-State has to offer!

Getting Around

75
WalkingVery Walkable
37
TransitSome Transit
65
BikeBikeable

Schools

3/10
Holmes Middle SchoolGrades 6-80.9 mi
1/10
Holmes High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Existing Structure

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Triplex

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Features

  • Window features: Vinyl Frames,Wood Frames
  • Number of fireplaces: 4
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,540
  • Total interior livable area: 2,540 sqft

Property

Details

  • Parcel number: 0551312013.00
  • Zoning description: Residential

Features

  • Levels: Three Or More
  • Stories: 3

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 30 x 190

Parking

  • Parking features: Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,947$35,364
Home Insurance *$394$4,728
Property Taxes $593$7,116
Electricity $200$2,407
Total$4,134$49,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,737/yr
40% on housing$124,020/yr
45% on housing$110,240/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 41011$203
Kenton County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 41011$192
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$599,000
2026-04-01Listing removed$599,000
2025-10-30Listed for sale$599,000
2022-04-13Sold$450,000
2021-12-08Listing removed--
2021-05-05Sold$327,000
2021-04-20Listed for sale$327,000
2021-03-18Listing removed--
2020-10-20Listed for sale$340,000

For Sale by Agent

AgentNicole Rankin
BrokerageColdwell Banker Realty FM

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