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2988 N 400 East Rd, Mc Lean, IL, 61754

3beds
4baths
5,619sqft
$925,000
$165price/sqft
$7,571/moest. monthly cost
$302,840/yrincome needed

About This Home

Custom-built brick by brick by Funk Builders & Woodworking, this extraordinary ranch-style estate on nearly five private acres in McLean is a rare offering - defined by 36" doorframes, handcrafted solid oak trim, vaulted ceilings, Brazilian walnut floors, and travertine stone. A floor-to-ceiling Galena-inspired brick fireplace, flanked by sweeping arched windows, commands the great room framing the natural world just beyond the glass like a living painting throughout every season. Designed for true flexibility: three bedrooms across the main level and four full baths, plus two main-level office/den spaces that easily convert to additional bedrooms. The fully appointed lower level delivers a complete in-law suite - second chef's kitchen, hand-carved wood bar, recreation room, workshop, and walkout access. Live it as two separate living quarters or a single 6-7 bedroom home across two levels - ideal for multi-generational living. The main-level chef's kitchen features cherrywood cabinetry and island seating for six. Oversized two-car garage plus ample exterior parking. French doors open to a covered porch descending to a stone patio, pergola, water garden, and curated landscape with flowering and fruiting trees. Whitetail deer, bald eagles, and open grounds complete a setting worlds away from the ordinary - ~4.8 manicured acres with nothing but the quiet of nature. Recent updates: brand new geothermal HVAC, remodeled guest bath, new basement LVP flooring (2024-2025). Twenty minutes to Bloomington-Normal, equidistant in drive time between Chicago, St. Louis, and Indianapolis and just miles from Funks Grove and the newly extended Constitution Trail connecting McLean to Bloomington, IL - rural seclusion with immediate access to major employment, top-rated schools and universities, healthcare, and infrastructure. Offerings of this caliber are extraordinarily rare. Contact the listing agent for a private showing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
7/10
Olympia Middle SchoolGrades 6-85.8 mi
8/10
Olympia High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Asphalt
  • Construction materials: Brick,Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Freezer,Washer,Dryer,Disposal,Trash Compactor
  • Laundry features: Main Level,Upper Level,Electric Dryer Hookup,In Unit

Bar Entertainment

  • Features: Flooring (Tile)
  • Level: Basement
  • Area: 225
  • Dimensions: 15X15

Basement

  • Has basement: Yes
  • Basement: Finished,Exterior Entry,Egress Window,Rec/Family Area,Sleeping Area,Storage Space,Daylight,Walk-Out Access

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Screens,Wood Frames,Palladian Windows)
  • Level: Main
  • Area: 154
  • Dimensions: 14X11

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (Screens,Wood Frames,Palladian Windows)
  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4

Den

  • Features: Flooring (Hardwood),Window Treatments (Screens,Wood Frames,Palladian Windows)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Bay Window(s),Wood Frames)
  • Level: Main
  • Area: 187
  • Dimensions: 11X17

Family Room

  • Features: Flooring (Luxury Vinyl),Window Treatments (Screens,Wood Frames)
  • Level: Basement
  • Area: 814
  • Dimensions: 37X22

Features

  • Vaulted Ceiling(s),Cathedral Ceiling(s),Dry Bar,Wet Bar,1st Floor Bedroom,In-Law Floorplan,1st Floor Full Bath,Built-in Features,Walk-In Closet(s),High Ceilings,Coffered Ceiling(s),Beamed Ceilings,Open Floorplan,Special Millwork,Cocktail Lounge,Granite Counters,Separate Dining Room,Paneling,Pantry,Workshop
  • Door features: French Doors,36" Minimum Entry Door,32" Min. Interior Door(s),Lever Style Door Handles,Panel Door(s)
  • Window features: Screens,Window Treatments,Drapes,Bay Window(s),Double Pane Windows,Garden Window(s),Storm Window(s),Shades,Wood Frames,Palladian Windows
  • Flooring: Hardwood,Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Masonry,Living Room,Great Room
  • Fireplace: Yes

Foyer

  • Features: Flooring (Travertine),Window Treatments (Screens,Wood Frames,Palladian Windows)
  • Level: Main
  • Area: 72
  • Dimensions: 8X9

Heating & Cooling

  • Heating features: Electric,Geothermal,Radiant Floor
  • Cooling features: Central Air,Geothermal,Electric

Interior Area

  • Total structure area: 5,851
  • Total interior livable area: 5,619 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Island,Pantry-Closet,Pantry-Walk-in,Country Kitchen,Custom Cabinetry,Granite Counters,Pantry,Updated Kitchen),Flooring (Travertine),Window Treatments (Bay Window(s),Wood Frames)
  • Level: Main
  • Area: 357
  • Dimensions: 21X17

Kitchen2Nd

  • Features: Flooring (Tile),Window Treatments (Screens,Wood Frames)
  • Level: Basement
  • Area: 374
  • Dimensions: 22X17

Laundry

  • Features: Flooring (Tile)
  • Level: Main
  • Area: 80
  • Dimensions: 10X8

Living Room

  • Features: Flooring (Combination),Window Treatments (Display Window(s),Wood Frames,Palladian Windows)
  • Level: Main
  • Area: 1088
  • Dimensions: 32X34

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Screens,Wood Frames,Palladian Windows),Bathroom (Full,Double Sink)
  • Level: Main
  • Area: 323
  • Dimensions: 17X19

Office

  • Features: Flooring (Hardwood),Window Treatments (Screens,Wood Frames)
  • Level: Main
  • Area: 192
  • Dimensions: 12X16

Other

  • Level: Basement
  • Area: 220
  • Dimensions: 20X11

Pantry

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 48
  • Dimensions: 8X6

Recreation Room

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 1215
  • Dimensions: 45X27

Storage

  • Level: Basement
  • Area: 247
  • Dimensions: 19X13

Walk In Closet

  • Features: Flooring (Carpet),Window Treatments (Screens,Wood Frames,Palladian Windows)
  • Level: Main
  • Area: 91
  • Dimensions: 13X7

Property

Accessibility

  • Accessibility features: Door Width 32 Inches or More,Hall Width 36 Inches or More,Swing In Door(s),Lever Door Handles,Flooring Modifications,Bath Grab Bars,Low Pile Carpeting,Modified Wall Outlets,Main Level Entry,Roll-In Shower,Thresholds less than 5/8 of an inch,Wheelchair Adaptable,Wheelchair Modifications,Accessible Bedroom,Accessible Common Area,Adaptable For Elevator,Accessible Doors,Accessible Washer/Dryer,Grip-Accessible Features,Visitable,Disability Access

Details

  • Parcel number: 2627490001
  • Special condition: List Broker Must Accompany

Features

  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Fire Pit,Lighting
  • Has spa: Yes
  • Spa features: Outdoor Hot Tub,Indoor Hot Tub
  • Has view: Yes
  • View description: Water,Back of Property
  • Has water view: Yes
  • Water view: Water,Back of Property
  • On waterfront: Yes

Lot

  • Lot size: 4.80 Acres
  • Features: Irregular Lot,Landscaped,Legal Non-Conforming,Mature Trees,Backs to Open Grnd,Backs to Trees/Woods,Garden,Pasture,Views,Sloped,Water Garden
  • Lot size dimensions: 643x1718x578x421x946x2646

Parking

  • Total spaces: 17
  • Parking features: Concrete,Circular Driveway,Garage Door Opener,Garage,Yes,Garage Owned,Attached,Driveway,Additional Parking,Oversized,Owned
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$836$10,032
Property Taxes $1,626$19,512
Electricity $432$5,186
Total$7,571$90,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$259,577/yr
40% on housing$227,130/yr
45% on housing$201,893/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 61754$128
McLean County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 61754$115
McLean County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-03Listing removed$995,000
2025-07-21Price change$995,000
2025-07-02Listed for sale$1,150,000
2025-06-16Listing removed$1,150,000
2025-03-07Price change$1,150,000
2024-12-13Listed for sale$1,250,000

For Sale by Agent

AgentLiz Finks
BrokerageCompass

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