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9845 E 200 North Rd, Mc Lean, IL, 61754

4beds
2baths
1,634sqft
$295,000
$181price/sqft
$2,405/moest. monthly cost
$96,200/yrincome needed

About This Home

Situated down a long private lane between McLean and Heyworth with convenient interstate access is this 1860 constructed 4-bedroom, 1.5 bath wood sided two story home perched high upon 4.04 private secluded acres with views for miles! Main floor of home boasts a gracious bright and airy front facing living room with a charming open staircase and lovely wood flooring, equipped and efficient kitchen/dining concept, convenient laundry facilities, updated full bath, roomy bedroom/den (has an access point into bathroom), and a fantastic 9X21 enclosed side porch (NOT included in total square footage), Upstairs, you will find three additional bedrooms -- one with freshly installed carpeting and an adjacent 5X8 walk-in closet, an 8X8 storage/office area, and a hall half bath. Property also features a partial basement, solid concrete block detached garage, and some replacement windows. Private well/septic system on property. Heyworth schools. So incredibly much to appreciate with this truly rare rural McLean County property!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
8/10

Construction

Condition

  • Year built: 1860

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Additional Room

  • Level: Main
  • Dimensions: 9ft 0in x 21ft 0in

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom1

  • Level: Main
  • Dimensions: 13ft 0in x 16ft 0in

Bedroom2

  • Level: Upper
  • Dimensions: 13ft 0in x 16ft 0in

Bedroom3

  • Level: Upper
  • Dimensions: 15ft 0in x 12ft 0in

Bedroom4

  • Level: Upper
  • Dimensions: 15ft 0in x 8ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments

Heating

  • Heating features: Forced Air,Propane Rented

Interior Area

  • Total structure area: 1,634
  • Total interior livable area: 1,634 sqft

Kitchen

  • Level: Main
  • Dimensions: 14ft 0in x 7ft 0in

Laundry

  • Level: Main
  • Dimensions: 6ft 0in x 4ft 0in

Living Room

  • Level: Main
  • Dimensions: 21ft 0in x 16ft 0in

Main Level

  • Area: 817

Other

  • Level: Main
  • Dimensions: 8ft 0in x 8ft 0in

Other

  • Level: Upper
  • Dimensions: 8ft 0in x 8ft 0in

Upper Level

  • Area: 817

Property

Details

  • Parcel number: 3403200002

Features

  • Levels: Two
  • Patio & porch: Porch,Enclosed

Lot

  • Lot size: 4.04 Acres
  • Features: Sloped
  • Lot size dimensions: 0

Parking

  • Total spaces: 1
  • Parking features: Detached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$266$3,192
Property Taxes $518$6,216
Electricity $130$1,569
Total$2,405$28,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,457/yr
40% on housing$72,150/yr
45% on housing$64,133/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 61754$123
McLean County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 61754$115
McLean County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$325,000

For Sale by Agent

AgentSeth A Goodman
BrokerageME Realty

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