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1075 Holland Oaks Dr, China Grove, NC, 28023

3beds
3baths
3,090sqft
$825,000
$267price/sqft
$5,244/moest. monthly cost
$209,760/yrincome needed

About This Home

Proposed Custom Home – 3,088 Heated Square Feet This thoughtfully designed to-be-built home offers 3,088 square feet of heated living space in a highly desirable location convenient to China Grove, Mooresville, Salisbury, and Kannapolis. The floor plan is well-suited for today’s lifestyle, with generous living areas, functional flow, and flexibility for both everyday living and entertaining. One of the most compelling features is the opportunity to make your own selections. Buyers can personalize finishes, materials, and design elements to truly make this home their own, from cabinetry and flooring to countertops and fixtures. Ideally positioned with easy access to major corridors, shopping, dining, and employment centers, this location provides both convenience and long-term value. This is an excellent opportunity to build a home tailored to your preferences while enjoying the benefits of a well-connected and growing area.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
2/10
3/10
South Rowan High SchoolGrades 9-121.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Other

  • Builder name: Key & key

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Breakfast

  • Level: Main

Features

  • Fireplace features: Gas Log,Living Room
  • Finished area below ground: 0
  • Finished area above ground: 3,090

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,090
  • Total interior livable area: 3,090 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 120F008
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.86 Acres
  • Lot size dimensions: 62 x 93 x 265 x 233 x 273

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Drought
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$324$3,888
Property Taxes $462$5,544
Electricity $287$3,453
Total$5,244$62,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,794/yr
40% on housing$157,320/yr
45% on housing$139,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 28023$146
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28023$213
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$825,000
2026-02-11Listing removed$936,158
2025-12-15Listed for sale$936,158
2023-02-22Sold$37,000
2023-02-08Pending sale$49,500
2023-02-07Listing removed--
2023-01-12Pending sale$49,500
2023-01-05Price change$49,500
2022-12-09Price change$40,000
2022-10-26Listed for sale$59,000
2022-07-20Contingent$59,000
2021-09-29Listed for sale$59,000
2021-06-02Contingent$59,000
2021-05-25Listed for sale$59,000
2007-03-07Sold$49,500

New Construction

AgentGlynis Giles
BrokerageKeller Williams Unified

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