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414 Rugby Rd, Salisbury, NC, 28144

4beds
3baths
2,600sqft
$695,000
$267price/sqft
$4,891/moest. monthly cost
$195,640/yrincome needed

About This Home

Welcome to 414 Rugby Road, a beautifully crafted 4 bedroom, 3 full bathroom, new construction home located in the desirable Country Club Hills neighborhood of Salisbury. Thoughtfully designed with modern finishes and an open layout, this home offers a perfect blend of style, comfort, and everyday functionality. Step inside to discover a bright, open-concept living space with soaring ceilings, abundant natural light, and wide-plank flooring that flows seamlessly throughout the main living areas. The spacious great room features a stunning fireplace accent wall and opens effortlessly into the designer kitchen...perfect for entertaining or everyday living. The kitchen showcases a large center island, solid wood cabinetry, solid-surface countertops, stainless steel appliances, and stylish pendant lighting that creates a warm and inviting atmosphere. The private primary suite is designed as a relaxing retreat with a spa-inspired bathroom featuring a freestanding soaking tub, oversized glass shower, designer tile work, and elegant fixtures. Additional bedrooms offer generous space and flexibility for guests, or a home office. Additional highlights include beautifully appointed bathrooms, a spacious laundry room with custom cabinetry and workspace, modern lighting throughout, and quality craftsmanship in every detail. Large windows frame serene views of the surrounding wooded landscape, bringing natural beauty indoors. Situated in the established Country Club Hills community, the home enjoys quiet residential surroundings while remaining conveniently close to many of Salisbury’s most desirable destinations. Residents appreciate the neighborhood’s proximity to the Country Club of Salisbury, a historic private golf club originally designed by renowned architect Donald Ross. The property is also just minutes from Novant Health Rowan Medical Center, the W.G. “Bill” Hefner VA Medical Center, Catawba College, and Livingstone College, along with Salisbury’s vibrant downtown filled with local restaurants, shops, and historic attractions. With convenient access to I-85, commuting to Charlotte, Greensboro, or Lake Norman is easy while still enjoying the charm and relaxed pace of Salisbury. If you’re looking for a brand-new home with modern design, spacious living areas, and a prime location near golf, healthcare, dining, and education—414 Rugby Road is a must see. Schedule your private showing today and experience everything this exceptional home has to offer.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

--
Knox Middle SchoolGrades 6-81.5 mi
3/10
Salisbury High SchoolGrades 9-123.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Other

  • Builder name: HM Development Group, LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Water Heater,Exhaust Hood,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 4

Dining Room

  • Level: Main

Features

  • Drop Zone,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Door features: French Doors
  • Finished area below ground: 0
  • Finished area above ground: 2,600

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 325H012
  • Zoning: GR6
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch

Lot

  • Lot size: 0.69 Acres
  • Lot size dimensions: 115 x 282 x 121 x 244

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$418$5,016
Property Taxes $717$8,604
Electricity $242$2,905
Total$4,891$58,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,691/yr
40% on housing$146,730/yr
45% on housing$130,426/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 28144$128
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28144$171
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$695,000
2026-03-13Listed for sale$715,500
2024-05-14Sold$65,000
2024-03-08Listed for sale$65,000
2024-02-01Listing removed--
2023-05-25Listing removed$65,000
2023-05-22Listed for sale$61,000
2023-05-04Listing removed--
2022-05-05Listed for sale$61,000

New Construction

AgentAndy Rodriguez
BrokerageLantern Realty & Development, LLC

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