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635 Iona Ln, Roseville, MN, 55113

3beds
2baths
2,030sqft
$425,000
$209price/sqft
$3,025/moest. monthly cost
$121,000/yrincome needed

About This Home

Move right into this beautifully refreshed Roseville home located in a quiet neighborhood. The inviting main level features freshly refinished hardwood floors, new paint throughout, updated lighting, and a desirable open floor plan that seamlessly connects the living room, dining area, and kitchen. A cozy wood-burning fireplace creates a warm focal point for gathering and relaxing. The kitchen and bathroom feature new flooring, and the bathroom has been updated with a new vanity. The expansive walk-out lower level offers endless possibilities for entertaining, recreation, hobbies, or family time. Outside, enjoy the huge backyard with plenty of space to play, garden, entertain, or simply soak up the sunshine. Extensive exterior improvements include professional painting, landscaping, a new concrete apron, new entry door, and updated living room railing. Thoughtful updates throughout make this home truly move-in ready. Conveniently located near parks, schools, shopping, restaurants, and everyday amenities, this home offers the perfect combination of updates, space, comfort, and location.

Getting Around

6
WalkingCar-Dependent
24
TransitMinimal Transit
21
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Architectural Shingle,Asphalt,Pitched
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Egress Window(s),Finished,Full,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Family Room

  • Level: Lower
  • Area: 660
  • Dimensions: 30x22

Features

  • Number of fireplaces: 2
  • Fireplace features: Brick,Family Room,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,008
  • Finished area above ground: 1,022

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,030
  • Total interior livable area: 2,030 sqft

Kitchen

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Living Room

  • Level: Main
  • Area: 266
  • Dimensions: 19x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 022923440008
  • Zoning description: Residential-Single Family
  • Foundation area: 1008

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 0.33 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: 105 x 137

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Inland Flooding
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$252$3,024
Property Taxes $453$5,436
Electricity $171$2,054
Total$3,025$36,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,714/yr
40% on housing$90,750/yr
45% on housing$80,666/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 55113$182
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55113$212
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$425,000
2026-07-28Price change$425,000
2026-07-14Price change$433,000
2026-06-11Listed for sale$439,000
2026-04-15Sold$328,200
1997-06-10Sold$127,000

For Sale by Agent

AgentZach Moore
BrokerageKeller Williams Premier Realty

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