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5654 Chatsworth St N, Shoreview, MN, 55126

3beds
2baths
1,443sqft
$275,000
$191price/sqft
$1,989/moest. monthly cost
$79,560/yrincome needed

About This Home

Welcome home to this beautiful townhome, featuring a freshly painted interior and brand-new flooring throughout. The living room has a vaulted ceiling, and the informal dining area opens to a private deck through sliding glass doors, making outdoor dining and summer gatherings easy. The generous primary bedroom offers plenty of space to unwind and includes a large walk-in closet. The finished walkout lower level adds valuable living space with a cozy family room featuring a fireplace, the third bedroom, and a 3/4 bathroom - ideal for guests or a home minutes from McCullough Park, Turtle Lake and a variety of shopping , and everyday conveniences. With its thoughtful updates, versatile layout, and unbeatable location, this townhome is ready to welcome you home!

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

8/10
8/10
Chippewa Middle SchoolGrades 6-81.7 mi
10/10

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Asphalt,Pitched

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Quad/4 Corners

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Range,Refrigerator,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 204
  • Dimensions: 17x12

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Level: Lower
  • Area: 140
  • Dimensions: 10x14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 96
  • Dimensions: 12x8

Family Room

  • Level: Lower
  • Area: 140
  • Dimensions: 10x14

Features

  • Number of fireplaces: 1
  • Fireplace features: Brick,Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 479
  • Finished area above ground: 964

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,443
  • Total interior livable area: 1,443 sqft

Kitchen

  • Level: Main
  • Area: 104
  • Dimensions: 13x8

Laundry

  • Level: Lower
  • Area: 64
  • Dimensions: 8x8

Living Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 023023320031
  • Attached to another structure: Yes
  • Zoning description: Residential-Multi-Family,Residential-Single Family
  • Foundation area: 964

Features

  • Levels: Multi/Split

Lot

  • Lot size: 4,051 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 48 x 85

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$157$1,884
Property Taxes $272$3,264
Electricity $170$2,050
Total$1,989$23,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,194/yr
40% on housing$59,670/yr
45% on housing$53,040/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 55126$201
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55126$200
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$275,000
2026-07-16Listed for sale$275,000
2020-12-07Sold$222,900
2020-10-24Price change$217,900
2020-10-03Listed for sale$220,000
2017-12-15Sold$187,000
2017-12-07Pending sale$184,900
2017-11-10Listed for sale$184,900
2017-11-08Pending sale$184,900
2017-11-08Listed for sale$184,900
2016-07-01Sold$169,900
2016-04-07Listed for sale$169,900
2015-12-08Listing removed$174,900
2015-08-13Listed for sale$174,900

For Sale by Agent

AgentLisa J. Proechel
BrokerageKeller Williams Integrity Realty

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