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1122 Marshall Ave, Saint Paul, MN, 55104

4beds
4baths
2,890sqft
$415,000
$144price/sqft
$3,335/moest. monthly cost
$133,400/yrincome needed

About This Home

A classic, well-maintained, turn-of-the-century duplex in the heart of St. Paul, loaded with the charm you'd expect: French doors, crown moldings, rich hardwood floors, built-ins, and custom radiator covers. The spacious two-unit layout offers flexibility for investors, owner-occupants, or multigenerational living. The first unit spans the main level and basement with two bedrooms, two baths, and private laundry. Its kitchen features stone countertops, stainless appliances and range hood, a tile backsplash, and custom-height white shaker cabinetry with glass-display uppers, crown molding, and abundant storage. The upper unit occupies the second and third floors with three bedrooms, 1.5 baths, and private laundry. Other highlights: an original wood-burning fireplace on the main level, a recently remodeled basement bathroom, and fresh paint inside and out, plus two 100-amp panels and a power-vented water heater. Outside, enjoy freshly mulched perennial gardens, a detached two-stall garage, and a fenced backyard with room for all your summer activities. Unbeatable location — set among St. Paul's universities (Concordia, Hamline, and the U of M St. Paul campus) for steady rental demand, and walkable to Pizza Lucé, Yellowbird Coffee, and Grand Avenue shopping and dining. 1122 Marshall Avenue is an opportunity you won't want to miss.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

3/10
7/10

Construction

Condition

  • Year built: 1904

Materials

  • Roof: Age Over 8 Years
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Washer
  • Laundry features: Lower Level,Upper Level

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Partially Finished,Storage Space,Tile Shower

Bedroom

  • Level: Main
  • Area: 72
  • Dimensions: 9x8

Bedroom2

  • Level: Upper
  • Area: 169
  • Dimensions: 13x13

Bedroom3

  • Level: Upper
  • Area: 99
  • Dimensions: 11x9

Bedroom4

  • Level: Upper
  • Area: 90
  • Dimensions: 10x9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Deck

  • Level: Upper
  • Area: 42
  • Dimensions: 7x6

Dining Room

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Family Room

  • Level: Lower
  • Area: 180
  • Dimensions: 18x10

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 566
  • Finished area above ground: 2,324

Heating & Cooling

  • Heating features: Baseboard,Boiler,Hot Water,Radiator,Radiant
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,240
  • Total interior livable area: 2,890 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Living Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Loft

  • Level: Third
  • Area: 150
  • Dimensions: 15x10

Porch

  • Level: Main
  • Area: 161
  • Dimensions: 23x7

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 032823110005
  • Zoning description: Residential-Single Family
  • Foundation area: 916

Features

  • Levels: More Than 2 Stories
  • Patio & porch: Deck,Front Porch
  • Fencing: Chain Link,Full

Lot

  • Lot size: 5,575 sqft
  • Lot size dimensions: 40 x 140

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$319$3,828
Property Taxes $675$8,100
Electricity $243$2,924
Total$3,335$40,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,342/yr
40% on housing$100,050/yr
45% on housing$88,933/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 55104$150
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55104$209
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Listed for sale$399,900
2026-08-18Listing removed$389,900
2026-08-13Price change$389,900
2026-08-05Listed for sale$399,900
2026-08-05Listing removed$415,000
2026-07-17Price change$415,000
2026-06-25Listed for sale$425,000
2026-06-23Sold$400,000
2011-08-19Sold$180,000
2011-06-01Listed for sale$180,000

For Sale by Agent

AgentBlake A Halverson
BrokerageRE/MAX Results

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