1048 Ocean Rd, Narragansett, RI, 02882
About This Home
Custom crafted oceanside estate perfectly sited on a tranquil cul-de-sac in a private neighborhood with a gated drive. Built to capture sweeping ocean views throughout while you listen to the waves collide along the granite coastline. Presented as move-in ready so you can enjoy life in paradise immediately-fully outfitted & furnished in luxurious coastal style. Masterfully designed having a primary suite on the first floor and second. Both with sensational ocean views, deluxe baths, multiple closets, his & hers sinks, walk-in shower & radiant heat. Upstairs is a great room/office with panoramic ocean views and a family room where you can step out to an oceanside deck & watch the sunrise. The main level features a gourmet eat-in kitchen equipped with high-end appliances & a pantry, adjacent to a large dining area & fireplaced living room, offering a generous amount of space for entertaining. A wall of windows showcases the glistening in-ground, heated saltwater pool outside where you’ll also find an expansive patio, shower, pool bar/kitchen & fenced in yard. A premium sound system inside and out for perfect indoor-outdoor flow. The lower level offers a den/game room & a fully equipped kitchenette with beverage drawers,dishwasher & refrigerator so guests can retreat to their own quarters at the end of the day. All aspects of this home lend themselves to effortless relaxation and easy, superior comfort whether you make this residence your family home or beach getaway.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Concrete Perimeter
- Construction materials: Plaster,Shingles,Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Dishwasher,Dryer,Exhaust Fan,Disposal,Range Hood,Microwave,Oven/Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full,Interior and Exterior,Partially Finished,Family Room,Kitchen,Living Room,Media Room,Office,Playroom,Storage Space,Utility,Work Shop,Workout Room
Bathroom
- Features: Bath w Shower Stall
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Wall (Plaster),Cathedral Ceiling(s),Wet Bar,Plumbing (Copper),Plumbing (PEX),Plumbing (PVC),Insulation (Ceiling),Insulation (Walls),Ceiling Fan(s)
- Window features: Insulated Windows
- Flooring: Ceramic Tile,Hardwood
- Number of fireplaces: 2
- Fireplace features: Gas,Wood Burning
- Fireplace: Yes
- Finished area below ground: 910
- Finished area above ground: 3,907
Heating & Cooling
- Heating features: Natural Gas,Hydro-Air,Radiant,Zoned
- Cooling features: Central Air
Interior Area
- Total structure area: 3,907
- Total interior livable area: 4,817 sqft
Property
Accessibility
- Accessibility features: Extra Wide Halls and Doors,Flat Thresholds,One Level
Details
- Parcel number: NARRMKB460L14
- Other equipment: Cable TV
Features
- Pool features: In Ground,Salt Water
- Patio & porch: Patio,Porch
- Exterior features: Balcony,Barbecue
- Fencing: Fenced
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Access,Beach,Walk to Salt Water,Walk To Water
Lot
- Lot size: 0.57 Acres
- Features: Cul-De-Sac,Sprinklers
Parking
- Total spaces: 6
- Parking features: Integral
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $25,257 | $303,084 |
| Home Insurance * | $2,290 | $27,480 |
| Property Taxes | $2,822 | $33,864 |
| Electricity | $981 | $11,772 |
| Total | $31,350 | $376,200 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-11 | Listed for sale | $5,695,000 |
| 2020-12-18 | Sold | $2,350,026 |
| 2020-12-02 | Pending sale | $2,395,000 |
| 2020-12-02 | Listed for sale | $2,395,000 |
| 2018-10-18 | Sold | $1,250,000 |
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