20 Roxbury Rd, Narragansett, RI, 02882
About This Home
Experience refined coastal living in this spectacular four-bedroom plus contemporary residence, perfectly positioned on a desirable corner lot along prestigious Colonel John Gardner Road. Showcasing sweeping views of Narragansett Bay, this newly renovated home blends modern sophistication with effortless comfort. The stunning chef's kitchen features quartz countertops, premium GE Profile Cafe stainless steel appliances, an expansive center island with pendant lighting, new wood flooring, and recessed lighting-creating an exceptional setting for entertaining. The exquisite primary suite offers a private balcony overlooking the Bay, while 3 additional spacious bedrooms and a third-floor bonus loft provides ample accommodations for family and quests. Two beautifully updated full bathroom are appointed with ceramic tile and custom glass enclosures. Outdoors, enjoy a fenced-in pool, new concrete patio, front porch, large storage shed and garage, professionally manicured grounds and an irrigation system. Other updates include a new HVAC system, interior painting and new formal entry way. Great rental history, rental figures available upon request.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Materials
- Foundation: Concrete Perimeter
- Construction materials: Dry Wall,Shingles
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Tankless Water Heater,Dishwasher,Disposal,Microwave,Oven/Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full,Interior and Exterior,Unfinished,Laundry,Storage Space,Utility
Bathroom
- Features: Bath w Shower Stall, Bath w Tub & Shower
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Wall (Dry Wall),Cathedral Ceiling(s),Plumbing (Mixed),Insulation (Ceiling),Insulation (Floors),Ceiling Fan(s)
- Window features: Insulated Windows
- Flooring: Ceramic Tile,Hardwood,Carpet
- Number of fireplaces: 1
- Fireplace features: Pellet Stove
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,079
Heating & Cooling
- Heating features: Oil,Forced Water,Zoned
- Cooling features: Central Air
Interior Area
- Total structure area: 3,079
- Total interior livable area: 3,079 sqft
Property
Details
- Parcel number: NARRMNSB52
- Zoning: R-10
- Other equipment: Cable TV
- Foundation area: 1440
Features
- Pool features: In Ground
- Patio & porch: Deck
- Exterior features: Balcony,Barbecue
- Fencing: Fenced
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Access,Beach,Walk to Salt Water
Lot
- Lot size: 0.30 Acres
- Features: Corner Lot,Extra Lot,Sprinklers
Parking
- Total spaces: 6
- Parking features: Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $15,923 | $191,076 |
| Home Insurance * | $1,443 | $17,316 |
| Property Taxes | $1,740 | $20,880 |
| Electricity | $627 | $7,524 |
| Total | $19,733 | $236,796 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-30 | Listed for sale | $3,149,000 |
| 2021-06-15 | Sold | $1,400,000 |
| 2021-06-03 | Pending sale | $1,675,000 |
| 2021-05-13 | Contingent | $1,675,000 |
| 2021-04-10 | Listed for sale | $1,675,000 |
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