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2159 Somerset Dr, Franklin, IN, 46131

4beds
3baths
4,627sqft
$525,000
$113price/sqft
$3,832/moest. monthly cost
$153,280/yrincome needed

About This Home

Experience Luxury & Low-Maintenance Golf Course Living. Completed in August of 2023, this 2-level residence w/a basement was impeccably finished w/ high-end finishes & backed directly onto the lush greens of The Legends of Indiana Golf Course. This home is designed for both entertaining & everyday comfort. The heart of the home, a Gourmet Kitchen & Great Room, features a stunning custom stone fireplace (a $4,690 upgrade), a SUPER-sized walk-in pantry, WIFI double convection ovens (including a built-in air fryer), and additional electrical outlets have been strategically placed throughout. Cabinetry is a neutral linen shade, w/a large black accent island & quartz countertops. Additional windows added - Rise & Shine to breathtaking sunrise views; the primary suite, sunroom, Great Room, kitchen, and covered porch all offer a front-row seat to the morning sunrise over the pristine golf course. Premium flooring Upgrades - Main Level, Sept 2025 - Brand-new LVP spans the entire level, offering modern elegance & durability. Upper Level, late 2024 - Walk on clouds w/the highest builder-grade carpet installed throughout the private quarters & loft. The laundry room is conveniently located upstairs & features direct access to the Primary. You will love the navy cabinetry & blue/navy tile floor! Basement Potential: The framed basement is already plumbed for a full bath & upgraded w/a 100-amp service panel - the owner's vision was bar/entertainment, workshop, & storage. It is truly a blank canvas waiting to be finished to suit your lifestyle! Effortless Grounds: Low-maintenance HOA covers mowing, mulching, shrub trimming, irrigation maintenance, & snow removal. Prime Location: Enjoy the best of Franklin, w/access to the scenic Franklin Greenway Trail, the vibrant shops & dining of Downtown Franklin, Festivals, Amphitheater, Parks, Aquatic Center, Hillview Country Club, Groceries, Superstores, Medical Facilities, Hospital, & nearby I-65 makes for easy commutes

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
Needham Elementary SchoolGrades PK-41.0 mi
6/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Concrete Perimeter,Full
  • Construction materials: Brick,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Dryer,MicroHood,Double Oven,Refrigerator,Washer,Water Heater,Water Softener Owned
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Ceiling - 9+ feet,Daylight,Egress Window(s),Full,Roughed In

Bedroom2

  • Level: Upper
  • Area: 225
  • Dimensions: 15x15

Bedroom3

  • Level: Upper
  • Area: 130
  • Dimensions: 13x10

Bedroom4

  • Level: Upper
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Attic Access,Double Vanity,Breakfast Bar,High Ceilings,Kitchen Island,Entrance Foyer,Ceiling Fan(s),Pantry,Smart Thermostat,Walk-In Closet(s)
  • Window features: Wood Work Painted
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room,Masonry
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 368

Great Room

  • Level: Main
  • Area: 324
  • Dimensions: 18x18

Great Room

  • Features: Other
  • Level: Basement
  • Area: 988
  • Dimensions: 38x26

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,627
  • Total interior livable area: 4,627 sqft

Kitchen

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Laundry

  • Features: Tile-Ceramic
  • Level: Upper
  • Area: 48
  • Dimensions: 8x6

Library

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Loft

  • Level: Upper
  • Area: 240
  • Dimensions: 12x20

Master Bedroom

  • Level: Upper
  • Area: 270
  • Dimensions: 18x15

Mud Room

  • Level: Main
  • Area: 64
  • Dimensions: 8x8

Sitting Room

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Workshop

  • Features: Other
  • Level: Basement
  • Area: 360
  • Dimensions: 20x18

Property

Details

  • Parcel number: 410812024008000018
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Has view: Yes
  • View description: Golf Course

Lot

  • Lot size: 8,276 sqft
  • Features: Near Golf Course,Cul-De-Sac,On Golf Course,Sidewalks,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$287$3,444
Property Taxes $467$5,604
Electricity $424$5,089
Total$3,832$45,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,382/yr
40% on housing$114,960/yr
45% on housing$102,186/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 46131$147
Johnson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46131$164
Johnson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$595,000
2026-04-01Listing removed$626,900
2026-01-29Price change$626,900
2025-12-01Price change$649,900
2025-11-04Price change$699,000
2025-10-24Price change$715,500
2025-10-15Listed for sale$725,650
2022-02-11Sold$58,000
2021-11-18Pending sale$58,000
2021-01-19Listing removed--
2020-04-29Listed for sale$58,000
2020-01-08Listing removed$49,000
2019-09-13Listed for sale$49,000

For Sale by Agent

AgentJanna Long
BrokerageJanna Long Real Estate LLC

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