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438 New York Ave, Rochester, PA, 15074

5beds
3baths
--sqft
$60,000
--price/sqft
$642/moest. monthly cost
$25,680/yrincome needed

About This Home

Unique Opportunity Awaits! Large Front Home Duplex Waiting For Your Personal Stamp. First Floor With Open Floor Plan. Separate Entrance to 2nd Floor Unit. 1 car Detached garage for extra storage. Adorable Cottage with long term tenant. Many possibilities, including turning this back to a 4 bedroom single family home, just bring your imagination!

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
Rochester Area El SchoolGrades K-50.3 mi
6/10
5/10

Construction

Condition

  • Year built: 1903

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Property

Details

  • Parcel number: 470021100000
  • Zoning: R1
  • Zoning description: R1

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 50 x 78

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$49$588
Property Taxes $66$792
Electricity $224$2,692
Total$642$7,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,011/yr
40% on housing$19,260/yr
45% on housing$17,120/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 15074$111
Beaver County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 15074$101
Beaver County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$62,500
2026-04-14Price change$65,000
2026-03-07Price change$69,900
2026-02-21Listed for sale$75,000
2026-02-16Contingent$75,000
2026-01-26Listed for sale$75,000

For Sale by Agent

AgentStephanie Ramer
BrokerageEXP REALTY LLC

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