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1165 Josephine Rd, Roseville, MN, 55113

2beds
2baths
1,616sqft
$399,900
$247price/sqft
$2,847/moest. monthly cost
$113,880/yrincome needed

About This Home

Enjoy lake views from the kitchen and deck in this beautifully updated home, ideally located steps from Lake Josephine. The thoughtfully renovated kitchen features Silestone countertops, cherry cabinetry, newer stainless steel appliances, and a sunny eat-in dining area. Warm wood flooring flows throughout the living room, dining room, and bedrooms, while the dining room is anchored by a charming brick-surround wood-burning fireplace. Both bathrooms have been remodeled, and the finished lower level provides exceptional space for relaxing, entertaining, and everyday living. Custom touches throughout include a shiplap bathroom ceiling, built-in bookshelves with wine storage, a dry bar, and a functional mudroom complete with bench seating and coat hooks. The spacious laundry room offers a utility sink, shelving, and a folding table for added convenience. Outside, enjoy a park-like backyard with mature trees, a large deck, an oversized driveway, and an attached two-car garage. Conveniently located near Rosedale, Target, Lunds & Byerlys, Trader Joe's, restaurants, parks, and trails, with easy access to both downtown Minneapolis and St. Paul in under 15 minutes. This home combines thoughtful updates, timeless character, and an unbeatable central location. And don't forget the neighborhood Dairy Queen just around the corner!

Getting Around

27
WalkingCar-Dependent
17
TransitMinimal Transit
42
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1963

Materials

  • Roof: Asphalt,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Full

Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedroom2

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Family Room

  • Level: Lower
  • Area: 169
  • Dimensions: 13x13

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 560
  • Finished area above ground: 1,056

Heating & Cooling

  • Heating features: Baseboard,Boiler
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 2,112
  • Total interior livable area: 1,616 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Living Room

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 032923140003
  • Zoning description: Residential-Single Family
  • Foundation area: 1056

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake View

Lot

  • Lot size: 10,193 sqft
  • Lot size dimensions: IRREGULAR

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$237$2,844
Property Taxes $418$5,016
Electricity $170$2,050
Total$2,847$34,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,611/yr
40% on housing$85,410/yr
45% on housing$75,920/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 55113$183
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55113$212
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$399,900
2026-07-16Listed for sale$399,900
2019-07-09Listing removed$335,000
2019-07-09Listed for sale$335,000
2019-07-09Pending sale$335,000
2019-07-09Listed for sale$335,000
2019-07-08Sold$346,000
2019-05-25Pending sale$335,000
2019-05-18Listed for sale$335,000
2013-09-27Sold$204,000
2013-08-10Listed for sale$198,000

For Sale by Agent

AgentMarissa Skaja
BrokerageP.S. Real Estate, LLC

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